45 Cottage St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 45 Cottage St, Natick, MA 01760 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,542 sqft Living Area
Lot Size22,651 sqft (0.52 acres)
OccupancyOwner Occupied
Last Sale$145,000 (1993)
Tax Bill$9,491.00 (2025)

Property Details

APN / Parcel Number

Primary APN52-00000049
Alternative APN
  • NATI M:00000052 P:00000049

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area1,542 sqft Living Area
1st Floor768 sqft 1st Floor
Basement Area198 sqft Basement
Unfinished Basement198 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2003
Architectural StyleOther Style
Exterior MaterialWood Siding Exterior
Lot Area22,651 sqft (0.52 acres)
Pool TypeIn-Ground Pool Pool Type

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number52-00000049
Street Address45 COTTAGE ST
CityNATICK
StateMA
Zip01760-5836
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionNATICK MA
Minor Civil DivisionNATICK
Census Blockgroup3
Census Block3000
Census Tract382400

Owner

Source: Middlesex County and Natick Town records · APN 52-00000049

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 COTTAGE ST, NATICK, MA 01760-5836
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2022Deed of Trust, Mortgage · Stand Alone Refinance
MIDDLESEX SAVINGS BANK
Sep 20, 2017Deed of Trust, Mortgage · Line of Credit
MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 1993 · Amount on Record
Deed SaleAug 17, 1993 · Amount on Record
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address45 COTTAGE ST, NATICK, MA 01760-5836
Transaction TypeMortgage
Record UpdatedApr 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0079917-27
DateApr 01, 2022
Book Page79917/27
Instrument49326
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term121 Months
DueMay 01, 2032

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address45 COTTAGE ST, NATICK, MA 01760-5836
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number69955-516
DateSep 20, 2017
Book Page69955/516
Instrument152260
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 01, 2037

Tax Assessment & Valuation

Source: Middlesex County and Natick Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,491.00 (+3.07%)$793,600 (+5.66%) Land $478,500 Building $315,100$623,390
2024$9,208.00 (+2.91%)$751,100 (+6.1%) Land $452,000 Building $299,100
2023$8,948.00$707,900 Land $422,800 Building $285,100

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