Middlesex County and Natick Town property record for 42 Cottage St, Natick, MA 01760 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,407 sqft Living Area |
| Lot Size | 12,942 sqft (0.297 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $580,000 (2021) |
| Tax Bill | $7,773.00 (2025) |
| Primary APN | 52-00000088 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,407 sqft Living Area |
| 1st Floor | 756 sqft 1st Floor |
| Basement Area | 756 sqft Basement |
| Unfinished Basement | 756 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 12,942 sqft (0.297 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 52-00000088 |
|---|---|
| Street Address | 42 COTTAGE ST |
| City | NATICK |
| State | MA |
| Zip | 01760-5860 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | NATICK MA |
| Minor Civil Division | NATICK |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 382300 |
Source: Middlesex County and Natick Town records · APN 52-00000088
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 COTTAGE ST, NATICK, MA 01760-5860 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 07, 2021 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage ENVISION BANK |
| Apr 21, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance NEEDHAM BANK |
| Oct 25, 2018 | Quit Claim Arm's Length for NE States, Transfer FIRST IPSWICH BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 07, 2021 · Amount on Record |
| Deed Sale | Sep 07, 2021 · Amount on Record |
| Prior Sale | Oct 25, 2018 · Amount on Record |
| Deed Book / Page | 78638 / 103 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Sep 07, 2021 |
| Property Address | 42 COTTAGE ST, NATICK, MA 01760-5860 |
| Document Number | 78638-103 |
| Book / Page | 78638 / 103 |
| Instrument Date | Sep 07, 2021 |
| Instrument | 198903 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 42 COTTAGE ST, NATICK, MA 01760-5860 |
| Document Number | 198904 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 198904 |
| Name | ENVISION BANK |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 42 COTTAGE ST, NATICK, MA 01760-5860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74500-140 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 74500/140 |
| Instrument | 57933 |
| Name | NEEDHAM BANK |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Oct 25, 2018 |
| Property Address | 42 COTTAGE ST, NATICK, MA 01760-5860 |
| Document Number | 71792-137 |
| Book / Page | 71792 / 137 |
| Instrument | 164102 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $55.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 717920142 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 71792/0142 |
| Name | FIRST IPSWICH BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 25, 2048 |
| Rate | 4% |
|---|---|
| Max Rate At Change | 10.1% |
| Max Rate | 2.75% |
Source: Middlesex County and Natick Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,773.00 (+3.47%) | $649,900 (+6.07%) Land $456,600 Building $193,300 | $683,335 |
| 2024 | $7,512.00 (+1.55%) | $612,700 (+4.7%) Land $431,300 Building $181,400 | |
| 2023 | $7,397.00 | $585,200 Land $405,300 Building $179,900 |
42 Cottage St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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