Richland County property record for 45 Cornerstone Way, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,768 sqft · built 2009 |
| Lot Size | 0.292 acres (12,722 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Aug 2024) |
| Tax Bill | $6,833 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04001-07-19 |
| Primary APN | 04001-07-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,768 sqft Heated Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 1,472 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,722 sqft (0.292 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 16 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01905282 |
|---|---|
| Street Address | 45 CORNERSTONE WAY |
| City | IRMO |
| State | SC |
| Zip | 29063-2789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 58 41.2X199.2X157.1X112.6 #SU CORNERSTONE PH I #PR RB1196-1333 |
| Legal Subdivision | CORNERSTONE OF IRMO |
| Legal Lot Number | 41,58 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 10305 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 CORNERSTONE WAY, IRMO, SC 29063-2789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage SWIFT HOME LOANS INC |
| Jul 17, 2023 | Deed of Trust, Mortgage · Commercial Mortgage NEXPOINT WLIF II BORROWER LLC |
| Mar 3, 2022 | Warranty Deed, Transfer SERVICELINK CRS, SERVICELINK LLC |
| Apr 24, 2017 | Quit Claim Deed, Transfer PREMIUM TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2024 · Amount on Record |
| Deed Sale | Aug 9, 2024 · Amount on Record |
| Prior Sale | Jan 7, 2009 · Amount on Record |
| Deed Document Number | 202435930 |
| Deed Book / Page | 2947 / 1961 |
| Prior Transfer Date | Apr 18, 2024 |
| Prior Transfer Doc | 0029182198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 25, 2026 |
| Property Address | 45 CORNERSTONE WAY, IRMO, SC 29063-2789 |
| Document Number | 0000030622 |
| Book / Page | 3140 / 729 |
| Instrument Date | May 29, 2026 |
| Instrument | 202630622 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 45 CORNERSTONE WAY, IRMO, SC 29063-2789 |
| Document Number | 0000030622, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 3140/729 |
| Instrument | 202630622 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 45 CORNERSTONE WAY, IRMO, SC 29063-2789 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0028510687 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 2851/687 |
| Instrument | 2023030082 |
| Name | NEXPOINT WLIF II BORROWER LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | AMBLER, PA 19002 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Sep 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 3, 2022 |
| Property Address | 45 CORNERSTONE WAY, IRMO, SC 29063-2789 |
| Document Number | 0027210768 |
| Book / Page | 2721 / 768 |
| Map Reference | MB 1196 PG 1333 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2022012141 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3505 KOGER BLVD STE 400, 400, DULUTH, GA 30096-7672 |
| Name | Verified Name |
|---|---|
| Address | 3505 KOGER BLVD STE 400, 400, DULUTH, GA 30096-7672 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 24, 2017 |
| Property Address | 45 CORNERSTONE WAY, IRMO, SC 29063-2789 |
| Document Number | 2204/2486 |
| Book / Page | 002204 / 002486 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 28560 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2017 |
| Title Company | PREMIUM TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1110 STRAND ST #2A CHRISTIANSTED VI 008205083, 2A, CHRISTIANSTED, VI 00820-5083 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,833.00 (+62.15%) | $5,836 (-96.52%) | $240,000 (-10.04%) Land $25,000 Building $215,000 |
| 2024 | $167,800 (+2,775.26%) | $266,800 (+82.86%) Land $25,000 Building $241,800 | |
| 2023 | $4,214.00 (+3.72%) | $5,836 (-33.3%) | $145,900 (-) |
| 2021 | $4,063.00 | $8,750 | $145,900 Land $23,800 Building $122,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures