45 Cornerstone Way, Irmo, SC 29063 Property Records

Richland County property record for 45 Cornerstone Way, Irmo, SC 29063

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,768 sqft · built 2009
Lot Size0.292 acres (12,722 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Aug 2024)
Tax Bill$6,833 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jul 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN04001-07-19

Property Details

APN / Parcel Number

Primary APN04001-07-19
Alternative APNs
  • R04001-07-19
  • 01905282

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,768 sqft Heated Area
Gross Area2,304 sqft
1st Floor Area1,472 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,722 sqft (0.292 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area16 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01905282
Street Address45 CORNERSTONE WAY
CityIRMO
StateSC
Zip29063-2789
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 58 41.2X199.2X157.1X112.6 #SU CORNERSTONE PH I #PR RB1196-1333
Legal SubdivisionCORNERSTONE OF IRMO
Legal Lot Number41,58
JurisdictionRICHLAND SC
Township / Civil DivisionDUTCH FORK
Census Block Group4
Census Block4013
Census Tract10305

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 CORNERSTONE WAY, IRMO, SC 29063-2789
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust, Mortgage · FHA Mortgage
SWIFT HOME LOANS INC
Jul 17, 2023Deed of Trust, Mortgage · Commercial Mortgage
NEXPOINT WLIF II BORROWER LLC
Mar 3, 2022Warranty Deed, Transfer
SERVICELINK CRS, SERVICELINK LLC
Apr 24, 2017Quit Claim Deed, Transfer
PREMIUM TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2024 · Amount on Record
Deed SaleAug 9, 2024 · Amount on Record
Prior SaleJan 7, 2009 · Amount on Record
Deed Document Number202435930
Deed Book / Page2947 / 1961
Prior Transfer DateApr 18, 2024
Prior Transfer Doc0029182198
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Recording DateJun 25, 2026
Property Address45 CORNERSTONE WAY, IRMO, SC 29063-2789
Document Number0000030622
Book / Page3140 / 729
Instrument DateMay 29, 2026
Instrument202630622
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 CORNERSTONE WAY, IRMO, SC 29063-2789

Mortgage

Document Number0000030622,
DateJun 25, 2026
Book Page3140/729
Instrument202630622
Lender
NameSWIFT HOME LOANS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.3%
Max Rate-1%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address45 CORNERSTONE WAY, IRMO, SC 29063-2789
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0028510687
DateJul 17, 2023
Book Page2851/687
Instrument2023030082
Lender
NameNEXPOINT WLIF II BORROWER LLC
TypeNon-Lending Institution
AddressAMBLER, PA 19002
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term62 Months
DueSep 1, 2028

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateMar 3, 2022
Property Address45 CORNERSTONE WAY, IRMO, SC 29063-2789
Document Number0027210768
Book / Page2721 / 768
Map ReferenceMB 1196 PG 1333
Instrument DateNov 30, 2021
Instrument2022012141
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanySERVICELINK CRS, SERVICELINK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Lis Pendens
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3505 KOGER BLVD STE 400, 400, DULUTH, GA 30096-7672

Transferred To (Grantee/Buyer)

NameVerified Name
Address3505 KOGER BLVD STE 400, 400, DULUTH, GA 30096-7672
InvestorPossibly a Property Investor

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHLAND SC
Recording DateApr 24, 2017
Property Address45 CORNERSTONE WAY, IRMO, SC 29063-2789
Document Number2204/2486
Book / Page002204 / 002486
Instrument DateApr 6, 2017
Instrument28560
Transaction TypeTransfer
Record UpdatedJun 12, 2017
Title CompanyPREMIUM TITLE INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1110 STRAND ST #2A CHRISTIANSTED VI 008205083, 2A, CHRISTIANSTED, VI 00820-5083

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityIrmo Town
Unified School DistrictLexington School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,833.00 (+62.15%)$5,836 (-96.52%)$240,000 (-10.04%) Land $25,000 Building $215,000
2024$167,800 (+2,775.26%)$266,800 (+82.86%) Land $25,000 Building $241,800
2023$4,214.00 (+3.72%)$5,836 (-33.3%)$145,900 (-)
2021$4,063.00$8,750$145,900 Land $23,800 Building $122,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1987)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CarolinaConnect Cooperative
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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