Richland County property record for 44 Cornerstone Way, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,538 sqft · built 2008 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Jan 2020) |
| Tax Bill | $1,567 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04001-07-21 |
| Primary APN | 04001-07-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,538 sqft Heated Area |
| Gross Area | 2,138 sqft |
| 1st Floor Area | 1,258 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 16 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01905308 |
|---|---|
| Street Address | 44 CORNERSTONE WAY |
| City | IRMO |
| State | SC |
| Zip | 29063-2789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 60 41.2X158.6X73.8X78.3X173.9 #SU CORNERSTONE PH I #PR RB1196-1333 |
| Legal Subdivision | CORNERSTONE OF IRMO |
| Legal Lot Number | 41,60 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 10305 |
44 Cornerstone Way is owned and occupied by two individuals who bought it in January 2020.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 CORNERSTONE WAY, IRMO, SC 29063-2789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Jan 6, 2020 | Grant Deed, Transfer · FHA Mortgage AMERIS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2020 · Amount on File |
| Deed Sale | Jan 6, 2020 · Amount on File |
| Deed Document Number | 2020478 |
| Deed Book / Page | 2459 / 1865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 44 CORNERSTONE WAY, IRMO, SC 29063-2789 |
| Document Number | 2537/3826 |
| Instrument Date | Sep 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 44 CORNERSTONE WAY IRMO SC 290632789, IRMO, SC 29063-2789 |
| Document Number | 2537/3826 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 002537/003826 |
| Instrument | 53859 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 7, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 6, 2020 |
| Property Address | 44 CORNERSTONE WAY, IRMO, SC 29063-2789 |
| Document Number | 2459/1865 |
| Book / Page | 002459 / 001865 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 478 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 44 CORNERSTONE WAY IRMO SC 290632789, IRMO, SC 29063-2789 |
| Document Number | 2459/1868 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 002459/001868 |
| Instrument | 479 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 5, 2050 |
The 2025 property tax bill for 44 Cornerstone Way was $1,567.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,567.00 | $6,000 | $243,100 Land $25,000 Building $218,100 |
| 2023 | $1,297.00 | $6,000 | $150,000 |
| 2021 | $1,325.00 | $6,000 | $150,000 Land $23,700 Building $126,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 44 Cornerstone Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1987) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Cornerstone Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures