45 Conch Reef, Aliso Viejo, CA 92656 Property Records

Orange County property record for 45 Conch Reef, Aliso Viejo, CA 92656

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,024 sqft · built 1989
Lot Size	0.06 acres (2,618 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jul 2013)
Tax Bill	$4,953 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`934-532-03`

Property Details

APN / Parcel Number

Primary APN	`934-532-03`
Alternative APN	`623-551-32`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,024 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Lot Area	2,618 sqft (0.06 acres)
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	45 CONCH REEF
City	ALISO VIEJO
State	CA
Zip	92656-1349
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 13972 BLK LOT 1 UN 24 TRACT 13972, LOT 1 OF PROJECT 934-53 LOCATED ON
Legal Subdivision	WINDWARDS
Legal Tract	13972
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3002
Census Tract	62636

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 S LOARA ST, ANAHEIM, CA 92802-1221
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2013 · Amount on Record
Deed Sale	Jul 11, 2013 · Amount on Record
Prior Sale	Nov 15, 2002 · Amount on Record
Deed Document Number	2013417936
Prior Transfer Date	Sep 23, 1993
Prior Transfer Doc	0000660882
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	45 CONCH REEF, ALISO VIEJO, CA 92656-1349
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 GRANITE ST, CLAREMONT, CA 91711-1629

Mortgage

Document Number	0000592064
Date	Sep 24, 2021
Instrument	2021000592064

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	45 CONCH REEF, ALISO VIEJO, CA 92656-1349
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 GRANITE ST, CLAREMONT, CA 91711-1629

Mortgage

Document Number	0000114478
Date	Feb 18, 2021
Instrument	2021000114478

Lender

Name	JMAC LENDING INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	45 CONCH REEF, ALISO VIEJO, CA 92656-1349
Document Number	0000002017
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 S LOARA ST ANAHEIM CA 928021221, ANAHEIM, CA 92802-1221

Mortgage

Document Number	0000002017
Date	Jan 3, 2020
Instrument	2017

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Aliso Viejo City
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$500,144 (+2%) Land $357,837 Building $142,307
2025	$4,953.00 (+4.38%)	$490,338 (+4.04%) Land $350,821 Building $139,517
2023	$4,745.00 (+2%)	$471,299 Land $337,199 Building $134,100
2022	$4,652.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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