41 Conch Reef, Aliso Viejo, CA 92656 Property Records

Orange County property record for 41 Conch Reef, Aliso Viejo, CA 92656

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,764 sqft · built 1989
Lot Size	0.06 acres (2,618 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Jun 2016)
Tax Bill	$6,572 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`934-532-04`

Property Details

APN / Parcel Number

Primary APN	`934-532-04`
Alternative APN	`623-551-32`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,764 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Lot Area	2,618 sqft (0.06 acres)
Garage Area	394 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	41 CONCH REEF
City	ALISO VIEJO
State	CA
Zip	92656-1349
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 13972 BLK LOT 1 UN 25 TRACT 13972, LOT 1 OF PROJECT 934-53 LOCATED ON
Legal Subdivision	WINDWARDS
Legal Tract	13972
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3002
Census Tract	62636

Owner

41 Conch Reef, a condominium, is owned and occupied by an individual who acquired it in October 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	41 CONCH REEF, ALISO VIEJO, CA 92656-1349
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Oct 15, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2016 · Amount on File
Deed Sale	Jun 27, 2016 · Amount on File
Prior Sale	Jun 27, 2016
Deed Document Number	2016289739
Last Transfer Date	Oct 8, 2020
Transfer Doc	0000576049
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	41 CONCH REEF, ALISO VIEJO, CA 92656-1349
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 PICCOLO, IRVINE, CA 92620-1709

Mortgage

Document Number	0000087661
Date	Apr 18, 2023
Instrument	2023000087661

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	41 CONCH REEF, ALISO VIEJO, CA 92656-1349
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CONCH REEF, ALISO VIEJO, CA 92656-1349

Mortgage

Document Number	0000672452
Date	Nov 19, 2020
Instrument	2020000672452

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 15, 2020
Property Address	41 CONCH REEF, ALISO VIEJO, CA 92656-1349
Document Number	0000576049
Instrument Date	Oct 8, 2020
Instrument	576049
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	41 CONCH REEF ALISO VIEJO CA 926561349, ALISO VIEJO, CA 92656-1349

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 15, 2020
Property Address	41 CONCH REEF, ALISO VIEJO, CA 92656-1349
Document Number	0000576050
Map Reference	MB 639 PG 1-7
Instrument Date	Oct 6, 2020
Instrument	2020000576050
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	41 CONCH REEF, ALISO VIEJO, CA 92656-1349

Mortgage

Document Number	0000576051
Date	Oct 15, 2020
Instrument	2020000576051

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 41 Conch Reef was $6,572.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Aliso Viejo City
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$664,107 (+2%) Land $466,852 Building $197,255
2025	$6,572.00	$651,086 Land $457,698 Building $193,388
2023	$6,295.00 (+1.99%)	$625,804 Land $439,924 Building $185,880
2022	$6,172.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 41 Conch Reef in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 41 Conch Reef has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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