Union County and Springfield Township property record for 45 Colonial Ter, Springfield, NJ 07081
| Property Type | Single Family Home |
|---|---|
| Details | 1,902 sqft · built 1954 |
| Lot Size | 0.152 acres (6,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Oct 2015) |
| Tax Bill | $12,692 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 17-00903-0000-00006 |
| Primary APN | 17-00903-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,902 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 6,625 sqft (0.152 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1700027000000006 |
|---|---|
| Street Address | 45 COLONIAL TER |
| City | SPRINGFIELD |
| State | NJ |
| Zip | 07081-1919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TOWNSHIP/SPRINGFIELD |
| Legal Block | 903 |
| Legal Lot Number | 6 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 37500 |
Source: Union County and Springfield Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 COLONIAL TER, SPRINGFIELD, NJ 07081-1919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2019 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Apr 17, 2020 | Deed of Trust, Mortgage LOWER |
| May 24, 2019 | Deed of Trust, Mortgage · Conventional with PMI LOWER |
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2015 · Amount on Record |
| Deed Sale | Oct 20, 2015 · Amount on Record |
| Prior Sale | Jul 7, 2015 · Amount on Record |
| Deed Book / Page | 6086 / 289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 45 COLONIAL TER, SPRINGFIELD, NJ 07081-1919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0145602917 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 14560/2917 |
| Instrument | 673276 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Jul 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 45 COLONIAL TER, SPRINGFIELD, NJ 07081-1919 |
| Document Number | 0146832385 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 45 COLONIAL TER SPRINGFIELD NJ 070811919, SPRINGFIELD, NJ 07081-1919 |
| Document Number | 0146832385 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 014683/002385 |
| Instrument | 690362 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 45 COLONIAL TER, SPRINGFIELD, NJ 07081-1919 |
| Document Number | 0145602904 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 45 COLONIAL TER SPRINGFIELD NJ 070811919, SPRINGFIELD, NJ 07081-1919 |
| Document Number | 0145602904 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 014560/002904 |
| Instrument | 673275 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 45 COLONIAL TER, SPRINGFIELD, NJ 07081-1919 |
| Document Number | 0143590320 |
| Book / Page | 014359 / 000320 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 45 COLONIAL TER SPRINGFIELD NJ 070811919, SPRINGFIELD, NJ 07081-1919 |
| Document Number | 0143590320 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 014359/000320 |
| Instrument | 648736 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2047 |
Source: Union County and Springfield Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $526,400 (-) Land $181,500 Building $344,900 | $526,400 (-) Land $181,500 Building $344,900 | |
| 2025 | $12,692.00 (+1.52%) | $526,400 (-) Land $181,500 Building $344,900 | $526,400 (-) Land $181,500 Building $344,900 |
| 2024 | $12,502.00 (+9.86%) | ||
| 2023 | $526,400 Land $181,500 Building $344,900 | $526,400 Land $181,500 Building $344,900 | |
| 2022 | $11,380.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 165 (1978–2023) |
| Claims Outside the SFHA | 13 of 165 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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