42 Colonial Ter, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 42 Colonial Ter, Springfield, NJ 07081

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1929
Lot Size	0.135 acres (5,885 sqft)
Owner	2 Individual Names on Record
Last Sale	$412,000 (Jun 2007)
Tax Bill	$11,534 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`17-00902-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`17-00902-0000-00032`
Alternative APNs	`1700028000000034` `170090200032`

Interior

Stories	2 Stories
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Lot Area	5,885 sqft (0.135 acres)
Lot Dimensions	107 ft deep x 55 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1700028000000034
Street Address	42 COLONIAL TER
City	SPRINGFIELD
State	NJ
Zip	07081-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	902
Legal Lot Number	32
Jurisdiction	UNION NJ
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1019
Census Tract	37500

Owner

Source: Union County and Springfield Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 COLONIAL TER, SPRINGFIELD, NJ 07081-1920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2007 · Amount on Record
Deed Sale	Jun 22, 2007 · Amount on Record
Deed Document Number	2007184873
Deed Book / Page	5655 / 945
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	42 COLONIAL TER, SPRINGFIELD, NJ 07081-1920
Document Number	0142860827
Book / Page	014286 / 000827
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	RESOURCE R/E SERVICES, RESOURCE R/E SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 COLONIAL TER SPRINGFIELD NJ 070811920, SPRINGFIELD, NJ 07081-1920

Mortgage

Document Number	0142860827
Date	Jun 15, 2017
Book Page	014286/000827
Instrument	641771

Lender

Name	HOWARD BK
Type	Bank
Address	ELLICOTT, MD 21043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

Source: Union County and Springfield Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Springfield Township
Unified School District	Springfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,400 (-) Land $185,700 Building $292,700	$478,400 (-) Land $185,700 Building $292,700
2025	$11,534.00 (+4.24%)	$478,400 (+2.68%) Land $185,700 Building $292,700	$478,400 (+2.68%) Land $185,700 Building $292,700
2024	$11,065.00 (+9.5%)
2023		$465,900 Land $185,700 Building $280,200	$465,900 Land $185,700 Building $280,200
2022	$10,105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	165 (1978–2023)
Claims Outside the SFHA	13 of 165
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 42 claims Hurricane Irene, Sep 2011 · 74 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20