45 Colgate Dr, Rancho Mirage, CA 92270 Property Records

Riverside County property record for 45 Colgate Dr, Rancho Mirage, CA 92270

Property Summary

Property Type	Condominium
Details	3 bd · 2.75 ba · 2,756 sqft · built 1978
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Jan 2021)
Tax Bill	$8,026 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`688-310-044`

Property Details

APN / Parcel Number

Primary APN	`688-310-044`
Alternative APN	`683572016`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,756 sqft Living Area
Gross Area	3,409 sqft
1st Floor Area	2,756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	683572016
Street Address	45 COLGATE DR
City	RANCHO MIRAGE
State	CA
Zip	92270-3703
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUDA
Legal Description	LOT 80 MB 092/021 TR 9749 & INT IN COMMON AREA
Legal Subdivision	TRACT NO 9749
Legal Tract	9749
Legal Lot Number	80
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	2
Census Block	2006
Census Tract	44917

Owner

Source: Riverside County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	45 COLGATE DR, RANCHO MIRAGE, CA 92270-3703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage EQUITABLE HOME MORTGAGE INC
Jan 14, 2021	Grant Deed, Transfer · Conventional Mortgage EQUITABLE HOME MORTGAGE INC
Aug 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Apr 28, 1997 · Amount on Record
Deed Document Number	202127959
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45 COLGATE DR, RANCHO MIRAGE, CA 92270-3703
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 COLGATE DR, RANCHO MIRAGE, CA 92270-3703

Mortgage

Document Number	0000334258
Date	Jul 27, 2022
Instrument	2022-0334258

Lender

Name	EQUITABLE HOME MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 14, 2021
Property Address	45 COLGATE DR, RANCHO MIRAGE, CA 92270-3703
Document Number	0000027959
Map Reference	MB 92 PG 21-25
Instrument Date	Dec 17, 2020
Instrument	2021-0027959
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 COLGATE DR, RANCHO MIRAGE, CA 92270-3703

Mortgage

Document Number	0000027960
Date	Jan 14, 2021
Instrument	2021-0027960

Lender

Name	EQUITABLE HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 1, 2019
Property Address	45 COLGATE DR, RANCHO MIRAGE, CA 92270-3703
Document Number	0000288902
Instrument Date	Jun 19, 2019
Instrument	288902
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1122 ROSSMOYNE AVE GLENDALE CA 912071849, GLENDALE, CA 91207-1849

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Rancho Mirage City
Unified School District	Palm Springs Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$629,322 (+2%) Land $82,804 Building $546,518
2025	$8,026.00 (-1.79%)	$616,983 (+4.04%) Land $81,181 Building $535,802
2023	$8,172.00 (+1.74%)	$593,028 Land $78,030 Building $514,998
2022	$8,032.00
2021			$507,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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