41 Colgate Dr, Rancho Mirage, CA 92270 Property Records

Riverside County property record for 41 Colgate Dr, Rancho Mirage, CA 92270

Property Summary

Property TypeCondominium
Details3 bd · 2.75 ba · 2,764 sqft · built 1978
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$765,000 (Aug 2024)
Tax Bill$9,817 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (reduced by levee)
APN688-310-042

Property Details

APN / Parcel Number

Primary APN688-310-042
Alternative APN
  • 683572014

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,764 sqft Living Area
Gross Area3,417 sqft
1st Floor Area2,764 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Construction TypeWood
Roof MaterialWood Shingle
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area621 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number683572014
Street Address41 COLGATE DR
CityRANCHO MIRAGE
StateCA
Zip92270-3703
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePUDA
Legal DescriptionLOT 78 MB 092/021 TR 9749 & INT IN COMMON AREA
Legal SubdivisionTRACT NO 9749
Legal Tract9749
Legal Lot Number78
JurisdictionRIVERSIDE CA
Township / Civil DivisionCATHEDRAL CITY-PALM DESERT
Census Block Group2
Census Block2006
Census Tract44917

Owner

41 Colgate Dr, a condominium, is owned and occupied by an individual who bought it in August 2024.

Source: Riverside County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address41 COLGATE DR, RANCHO MIRAGE, CA 92270-3703
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Grant Deed, Transfer · Conventional Mortgage
ZIONS BANCORPORATION NA
Jul 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2024 · Amount on File
Deed SaleAug 15, 2024 · Amount on File
Deed Document Number2024245190
Prior Transfer DateApr 21, 2004
Prior Transfer Doc0000295431
Record UpdatedOct 29, 2026

September 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateSep 15, 2026
Property Address41 COLGATE DR, RANCHO MIRAGE, CA 92270-3703
Document Number0000289242
Instrument DateSep 8, 2026
Instrument2026289242
Transaction TypeTransfer
Record UpdatedSep 24, 2026
Title CompanyTICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 COLGATE DR, RANCHO MIRAGE, CA 92270-3703

Mortgage

Document Number0000289243,
DateSep 15, 2026
Instrument2026289243
Lender
NameZIONS BANCORPORATION NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address41 COLGATE DR, RANCHO MIRAGE, CA 92270-3703
Transaction TypeMortgage
Record UpdatedAug 2, 2021
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 COLGATE DR, RANCHO MIRAGE, CA 92270-3703

Mortgage

Document Number0000433621
DateJul 20, 2021
Instrument2021-0433621
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateAug 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change8%
IndexOther
Max Rate8%

Tax Assessment & Valuation

The 2025 property tax bill for 41 Colgate Dr was $9,817.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityRancho Mirage City
Unified School DistrictPalm Springs Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$780,300 (+2%) Land $194,820 Building $585,480
2025$9,817.00$765,000 Land $191,000 Building $574,000
2023$7,106.00 (+1.81%) Homeowner's exemption$517,715 Land $159,281 Building $358,434
2022$6,980.00
2021$715,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Colgate Dr in Zone X, where a levee reduces flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1979–2019)
Claims Outside the SFHA1 of 5
Most Recent ClaimDec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 41 Colgate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOACHELLA VWD: COVE COMMUNITY
serves 270,000 people · EPA ID CA3310001
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

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