45 Colgate Ct, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 45 Colgate Ct, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	1,056 sqft · built 1986
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (May 2023)
Tax Bill	$4,706 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-00402-0000-00045`

Property Details

APN / Parcel Number

Primary APN	`35-00402-0000-00045`
Alternative APN	`3500603000000049`

Interior

Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Old Parcel Number	3500603000000049
Street Address	45 COLGATE CT
City	ATCO
State	NJ
Zip	08004-2256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	WATERFORD MILLS
Legal Block	402
Legal Lot Number	45
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1050
Census Tract	608901

Owner

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 COLGATE CT, ATCO, NJ 08004-2256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Aug 10, 1998 · Amount on Record
Deed Document Number	202332744
Deed Book / Page	12351 / 1112
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	May 15, 2023
Property Address	45 COLGATE CT, ATCO, NJ 08004-2256
Document Number	0000032744
Book / Page	12351 / 1112
Instrument Date	Mar 29, 2023
Instrument	2023032744
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	NATIONAL INTEGRITY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 COLGATE CT, ATCO, NJ 08004-2256

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 COLGATE CT, ATCO, NJ 08004-2256

Mortgage

Document Number	0123511120
Date	May 15, 2023
Instrument	12351/1120

Lender

Name	ACRE MORTGAGE & FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,200 (-) Land $37,600 Building $65,600	$103,200 (-) Land $37,600 Building $65,600
2025	$4,706.00 (+3.52%)	$103,200 (-) Land $37,600 Building $65,600	$103,200 (-) Land $37,600 Building $65,600
2024	$4,546.00 (+7.29%)
2023		$103,200 Land $37,600 Building $65,600	$103,200 Land $37,600 Building $65,600
2022	$4,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20