Camden County and Waterford Township property record for 43 Colgate Ct, Atco, NJ 08004
| Property Type | Single Family Home |
|---|---|
| Details | 1,456 sqft · built 1986 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Jan 2024) |
| Tax Bill | $6,037 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-00402-0000-00044 |
| Primary APN | 35-00402-0000-00044 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 16,553 sqft (0.38 acres) |
| Old Parcel Number | 3500603000000048 |
|---|---|
| Street Address | 43 COLGATE CT |
| City | ATCO |
| State | NJ |
| Zip | 08004-2256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | WATERFIELD MILLS |
| Legal Block | 402 |
| Legal Lot Number | 44 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 608901 |
43 Colgate Ct is owned and occupied by an individual who bought it in January 2024.
Source: Camden County and Waterford Township records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 COLGATE CT, ATCO, NJ 08004-2256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC |
| Jan 24, 2024 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 25, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2024 · Amount on File |
| Deed Sale | Jan 24, 2024 · Amount on File |
| Prior Sale | Dec 22, 2005 · Amount on File |
| Deed Document Number | 20245542 |
| Deed Book / Page | 12503 / 651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 43 COLGATE CT, ATCO, NJ 08004-2256 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 43 COLGATE CT, ATCO, NJ 08004-2256 |
| Document Number | 0000065623 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 12941/332 |
| Instrument | 2025065623 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | POMPANO BEACH, FL 33067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Jan 24, 2024 |
| Property Address | 43 COLGATE CT, ATCO, NJ 08004-2256 |
| Document Number | 0000005542 |
| Book / Page | 12503 / 651 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 2024005542 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | STERLING TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,013.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 63 SEELEY RD, BRIDGETON, NJ 08302-9423 |
| Name | Verified Name |
|---|---|
| Address | 43 COLGATE CT, ATCO, NJ 08004-2256 |
| Document Number | 0012503657 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 12503/657 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Number | 0000005544 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 12503/680 |
| Instrument | 2024005544 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Dec 12, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 43 COLGATE CT, ATCO, NJ 08004-2256 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 43 COLGATE CT, ATCO, NJ 08004-2256 |
| Document Number | 0000054733 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 12094/1624 |
| Instrument | 2022054733 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Apr 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 43 Colgate Ct was $6,037, up 3.5% from the year before.
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Waterford Township |
| Unified School District | Waterford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,400 (-) Land $43,000 Building $89,400 | $132,400 (-) Land $43,000 Building $89,400 | |
| 2025 | $6,037.00 (+3.5%) | $132,400 Land $43,000 Building $89,400 | $132,400 Land $43,000 Building $89,400 |
| 2024 | $5,833.00 | ||
| 2023 | $132,400 (-) Land $43,000 Building $89,400 | $132,400 (-) Land $43,000 Building $89,400 | |
| 2022 | $5,436.00 (+0.5%) | $132,400 Land $43,000 Building $89,400 | $132,400 Land $43,000 Building $89,400 |
| 2021 | $5,409.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Colgate Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Colgate Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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