45 Cliff Rd, #B, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 45 Cliff Rd, #B, Gloucester, MA 01930 · Last verified July 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Architecture Style	Condo/Apartment
Year Built	Built 2020
Square Footage	1,945 sqft Living Area
Lot Size	0.725 acres
Last Sale	$1,249,000 (2021)
Tax Bill	$14,225.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`108343`
Alternative APN	`GLOU M:0176 B:0085 L:0045(B)`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,945 sqft Living Area
Gross Area	3,868 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment Style
Lot Area	31,622 sqft

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	108343
Street Address	45 CLIFF RD, B
City	GLOUCESTER
State	MA
Zip	01930-1970
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Block	85
Legal Lot Number	45B
Jurisdiction	GLOUCESTER MA
Minor Civil Division	GLOUCESTER
Census Blockgroup	3
Census Block	3012
Census Tract	221300

Owner

Source: Essex County and Gloucester City records · APN 108343

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 LORNA RD, NEWTON CENTER, MA 02459-1315
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2021 · Amount on Record
Deed Sale	Jul 09, 2021 · Amount on Record
Deed Book / Page	40069 / 94
Record Refreshed	Sep 20, 2026

July 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jul 09, 2021
Property Address	45 CLIFF RD # B, B, GLOUCESTER, MA 01930-1970
Document Number	0040069-94
Book / Page	40069 / 94
Instrument Date	Jul 09, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 LORNA RD, NEWTON, MA 02459-1315

Mortgage

Document Number	0004006999
Date	Jul 09, 2021
Instrument	40069/99

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,225.00 (+8.7%)	$1,463,500 (+8.82%) Building $1,463,500
2024	$13,086.00	$1,344,900 Building $1,344,900	$1,060,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.