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43 Cliff Rd, #B, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 43 Cliff Rd, #B, Gloucester, MA 01930

Property Summary

Property TypeCondominium
Details2 bd · 3.5 ba · 1,671 sqft · built 2021
Lot Size0.725 acres (31,622 sqft)
Owner2 Trust Names on File
Last Sale$1,299,000 (Mar 2025)
Tax Bill$11,833 (2025)
Deeds & MortgagesJan 2026 Transfer
Jul 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN108345

Property Details

APN / Parcel Number

Primary APN108345
Alternative APN
  • GLOU M:0176 B:0085 L:0043(B)

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,671 sqft Living Area
Gross Area2,704 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCondo/Apartment
Lot Area31,622 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number108345
Street Address43 CLIFF RD, B
CityGLOUCESTER
StateMA
Zip01930-1970
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block85
Legal Lot Number43B
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group3
Census Block3012
Census Tract221300

Owner

Source: Essex County and Gloucester City records · APN 108345

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address43 CLIFF RD, B, GLOUCESTER, MA 01930-1970
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Quit Claim Deed, Transfer
Quitclaim
Jul 18, 2023Quit Claim Deed, Transfer
Quitclaim
Feb 07, 2022Condominium Deed, Transfer · Stand-Alone First Mortgage
CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 12, 2025 · Amount on Record
Deed SaleMar 12, 2025 · Amount on Record
Prior SaleFeb 07, 2022 · Amount on Record
Deed Book / Page42610 / 586
Prior Transfer DateJun 19, 2023
Prior Transfer Doc041667-325
Record UpdatedSep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateJan 13, 2026
Property Address43 CLIFF RD # B, B, GLOUCESTER, MA 01930-1970
Document Number0043175-99
Book / Page43175 / 99
Instrument DateJan 12, 2026
Instrument20260113000060
Transaction TypeTransfer
Record UpdatedFeb 04, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateJul 18, 2023
Property Address43 CLIFF RD # B, B, GLOUCESTER, MA 01930-1970
Document Number041667-325
Book / Page41667 / 325
Instrument DateJun 19, 2023
Instrument20230718003450
Transaction TypeTransfer
Record UpdatedAug 04, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 CLIFF RD # B, B, GLOUCESTER, MA 01930-1970

February 2022: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionGLOUCESTER MA
Recording DateFeb 07, 2022
Property Address43 CLIFF RD # B, B, GLOUCESTER, MA 01930-1970
Document Number040710-183
Book / Page40710 / 183
Instrument DateFeb 07, 2022
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address43 CLIFF RD # B, B, GLOUCESTER, MA 01930-1970

Mortgage

Document Number0040710185
DateFeb 07, 2022
Instrument40710/185
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,833.00 (+5.53%)$1,217,400 (+5.64%) Building $1,217,400$1,224,645
2024$11,213.00 (+13.56%)$1,152,400 (+23.6%) Building $1,152,400
2023$9,874.00$932,400 Building $932,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 76 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies115 units insured
incl. 39 condo units
Nearby Flood Claims24 (1978–2024)
Claims Outside the SFHA3 of 24
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 7 claims
  • Coastal Storm, Oct 1991 · 6 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 212 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGLOUCESTER PUBLIC UTILITY DIVISION
serves 37,440 people
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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