Union County and Summit City property record for 45 Clark St, Summit, NJ 07901 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,260 sqft · built 1954 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Oct 2023) |
| Tax Bill | $18,255 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03603-0000-00017 |
| Primary APN | 18-03603-0000-00017 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,260 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,100 sqft (0.163 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1800008A00029 |
|---|---|
| Street Address | 45 CLARK ST |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-4019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HUNTLEY HILLS ESTATES |
| Legal Block | 3603 |
| Legal Lot Number | 17 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 38000 |
Source: Union County and Summit City records · APN 18-03603-0000-00017
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 CLARK ST, SUMMIT, NJ 07901-4019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 20, 2023 | Deed, Transfer · Conventional Mortgage KEARNY BANK |
| Oct 28, 2022 | Deed, Transfer · Commercial Mortgage NVESTOR FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 20, 2023 · Amount on Record |
| Deed Sale | Oct 20, 2023 · Amount on Record |
| Prior Sale | Oct 28, 2022 · Amount on Record |
| Deed Document Number | 202333057 |
| Deed Book / Page | 6525 / 2686 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 20, 2023 |
| Property Address | 45 CLARK ST, SUMMIT, NJ 07901-4019 |
| Document Number | 0065252686 |
| Book / Page | 6525 / 2686 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 33057 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2023 |
| Title Company | SUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 UNION PL # 10, 10, SUMMIT, NJ 07901-2563 |
| Name | Verified Name |
|---|---|
| Address | 41 MILTON AVE, SUMMIT, NJ 07901-4049 |
| Document Number | 0000057556 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 57556 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 28, 2022 |
| Property Address | 45 CLARK ST, SUMMIT, NJ 07901-4019 |
| Document Number | 0064872623 |
| Book / Page | 6487 / 2623 |
| Instrument Date | Sep 06, 2022 |
| Instrument | 23853 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,347.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 MEE LN, 21, NEW PROVIDENCE, NJ 07974-1426 |
| Name | Verified Name |
|---|---|
| Address | 55 UNION PL, SUMMIT, NJ 07901-2563 |
| Document Number | 0000044852 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 44852 |
| Name | NVESTOR FUNDING INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $408,300 (-) Land $89,300 Building $319,000 | $408,300 (-) Land $89,300 Building $319,000 | |
| 2025 | $18,255.00 (+2.64%) | $408,300 (+121.3%) Land $89,300 Building $319,000 | $408,300 (+121.3%) Land $89,300 Building $319,000 |
| 2024 | $17,785.00 (+148.95%) | ||
| 2023 | $184,500 (+10.61%) Land $89,300 Building $95,200 | $184,500 (+10.61%) Land $89,300 Building $95,200 | |
| 2022 | $7,144.00 (-0.78%) | $166,800 Land $89,300 Building $77,500 | $166,800 Land $89,300 Building $77,500 |
| 2021 | $7,200.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390380001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1982–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 528 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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