43 Clark St, Summit, NJ 07901 Property Records

Union County and Summit City property record for 43 Clark St, Summit, NJ 07901

Property Summary

Property TypeSingle Family Home
Details952 sqft · built 1954
Lot Size0.139 acres (6,055 sqft)
OwnerCompany Name on Record
Last Sale$229,000 (Jan 2011)
Tax Bill$6,698 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-03603-0000-00016

Property Details

APN / Parcel Number

Primary APN18-03603-0000-00016
Alternative APNs
  • 1800008A00030
  • 180360300016

Interior

Stories1 Story
Building Area952 sqft Living Area
1st Floor Area952 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Construction TypeFrame
Lot Area6,055 sqft (0.139 acres)

Location & Zoning

Old Parcel Number1800008A00030
Street Address43 CLARK ST
CitySUMMIT
StateNJ
Zip07901-4019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal SubdivisionHUNTLEY HILLS ESTATES
Legal Block3603
Legal Lot Number16
JurisdictionUNION NJ
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1011
Census Tract38000

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address43 CLARK ST, SUMMIT, NJ 07901-4019
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jan 17, 2020Deed of Trust, Mortgage · Conventional with PMI
PENNYMAC
Jul 17, 2017Deed of Trust, Mortgage · FHA Mortgage
AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2011 · Amount on Record
Deed SaleJan 12, 2011 · Amount on Record
Prior SaleJan 12, 2011 · Amount on Record
Deed Document Number2011221074
Deed Book / Page5848 / 445
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address43 CLARK ST, SUMMIT, NJ 07901-4019
Transaction TypeMortgage
Record UpdatedApr 7, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0148850335
DateFeb 17, 2021
Book Page14885/335
Instrument4253
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address43 CLARK ST, SUMMIT, NJ 07901-4019
Document Number0146460363
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 CLARK ST SUMMIT NJ 079014019, SUMMIT, NJ 07901-4019

Mortgage

Document Number0146460363
DateJan 29, 2020
Book Page014646/000363
Instrument685934
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 28, 2050

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address43 CLARK ST, SUMMIT, NJ 07901-4019
Document Number0143070795
Book / Page014307 / 000795
Instrument DateJul 17, 2017
Transaction TypeMortgage
Record UpdatedAug 9, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 CLARK ST SUMMIT NJ 079014019, SUMMIT, NJ 07901-4019

Mortgage

Document Number0143070795
DateJul 27, 2017
Book Page014307/000795
Instrument643757
Lender
NameAMERICAN NBRHD MTG ACCPTNC
TypeMortgage Company
AddressMT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2047

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalitySummit City
Unified School DistrictSummit City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$149,800 (-) Land $86,700 Building $63,100$149,800 (-) Land $86,700 Building $63,100
2025$6,698.00 (+2.65%)$149,800 (-) Land $86,700 Building $63,100$149,800 (-) Land $86,700 Building $63,100
2024$6,525.00 (+1.71%)
2023$149,800 Land $86,700 Building $63,100$149,800 Land $86,700 Building $63,100
2022$6,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1982–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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