45 Clark Rd, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 45 Clark Rd, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 5,889 sqft · built 1900
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$920,000 (May 2026)
Tax Bill	$12,381 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W02240`

Property Details

APN / Parcel Number

Primary APN	`W02240`
Alternative APNs	`LOWE M:248 B:1285 L:45` `M:000248 T:W02240`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,889 sqft Living Area
Gross Area	8,860 sqft
1st Floor Area	2,241 sqft
Basement Area	1,522 sqft
Unfinished Basement	196 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	W02240
Street Address	45 CLARK RD
City	LOWELL
State	MA
Zip	01852-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Subdivision	ESTATE JAMES F LINNEHAN
Legal Block	1285
Legal Lot Number	45
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2005
Census Tract	312501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Andover Street Historic District listed 2000 · 139 contributing resources · NRIS 00000568

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 CLARK RD, LOWELL, MA 01852-3205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Jul 15, 2016 · Amount on Record
Deed Document Number	202614100
Deed Book / Page	40044 / 208
Transfer Doc	30235-213
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	May 8, 2026
Property Address	45 CLARK RD, LOWELL, MA 01852-3205
Document Number	040044-208
Book / Page	40044 / 208
Instrument Date	May 6, 2026
Instrument	2026.14100
Transaction Type	Transfer
Record Updated	May 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 CLARK RD, LOWELL, MA 01852-3205

Mortgage

Date	May 8, 2026

Lender

Name	KING LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,381.00 (+8.08%)	$1,090,800 (+9.32%) Land $275,500 Building $815,300	$915,718 (+3.91%)
2025	$11,455.00 (-1.97%)	$997,800 (+1.7%) Land $257,500 Building $740,300	$881,220 (+2.93%)
2024	$11,685.00 (+5.31%)	$981,100 (+9.82%) Land $240,600 Building $740,500	$856,140
2023	$11,096.00	$893,400 Land $209,200 Building $684,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1980)
Most Recent Claim	Oct 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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