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20 Clark Rd, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 20 Clark Rd, Lowell, MA 01852

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,507 sqft · built 1965
Lot Size0.56 acres (24,394 sqft)
Owner2 Individual Names on Record
Last Sale$679,000 (Aug 2018)
Tax Bill$10,430 (2026)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS17130

Property Details

APN / Parcel Number

Primary APNS17130
Alternative APNs
  • LOWE M:248 B:1285 L:20
  • M:000248 T:S17130

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area4,507 sqft Living Area
Gross Area9,134 sqft
1st Floor Area2,817 sqft
Basement Area2,817 sqft
Unfinished Basement1,389 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberS17130
Street Address20 CLARK RD
CityLOWELL
StateMA
Zip01852-3206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSSF
Legal Block1285
Legal Lot Number20
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2004
Census Tract312501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Andover Street Historic District
listed 2000 · 139 contributing resources · NRIS 00000568

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address20 CLARK RD, LOWELL, MA 01852-3206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2018 · Amount on Record
Deed SaleAug 27, 2018 · Amount on Record
Prior SaleNov 19, 1997 · Amount on Record
Deed Book / Page32358 / 81
Transfer Doc0032358-81
Record UpdatedOct 29, 2026

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateAug 27, 2018
Property Address20 CLARK RD, LOWELL, MA 01852-3206
Document Number32358-81
Book / Page032358 / 000081
Instrument DateAug 27, 2018
Instrument37265
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,096.24
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1008 W HILL ST URBANA IL 618011518, URBANA, IL 61801-1518

Mortgage

Document Number32358-84
DateAug 27, 2018
Book Page032358/000084
Instrument37266
Lender
NameLOANDEPOT COM
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 26, 2048

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,430.00 (+0.9%)$918,900 (+2.05%) Land $281,300 Building $637,600$949,060 (+5.17%)
2025$10,337.00 (+1.95%)$900,400 (+5.77%) Land $262,800 Building $637,600$902,405 (+2.88%)
2024$10,139.00 (+4.1%)$851,300 (+8.56%) Land $245,700 Building $605,600$877,135
2023$9,740.00$784,200 Land $213,600 Building $570,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978–1980)
Most Recent ClaimOct 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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