45 Cladium Ct, Springboro, OH 45066 Property Records

Warren County property record for 45 Cladium Ct, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,158 sqft · built 2020
Lot Size	0.313 acres (13,647 sqft)
Owner	Individual Name on Record
Last Sale	$427,745 (Mar 2021)
Tax Bill	$6,408 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-13-126-035-0`

Property Details

APN / Parcel Number

Primary APN	`04-13-126-035-0`
Alternative APNs	`0413126035` `413126035` `0553498` `553498`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,158 sqft Living Area
Gross Area	3,074 sqft
1st Floor Area	2,158 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,647 sqft (0.313 acres)
Garage Type	Attached
Garage Area	916 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	132 sqft
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	553498
Street Address	45 CLADIUM CT
City	SPRINGBORO
State	OH
Zip	45066-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS POINTE LOT 5
Legal Subdivision	SAWGRASS POINTE
Legal Block	98
Legal Lot Number	5
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	3
Census Block	3012
Census Tract	30503

Owner

Source: Warren County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 CLADIUM CT, SPRINGBORO, OH 45066-1622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Mar 16, 2021	Warranty Deed, Subdivision Related Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Deed Document Number	202111983
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	45 CLADIUM CT, SPRINGBORO, OH 45066-1622
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CLADIUM CT, SPRINGBORO, OH 45066-1622

Mortgage

Document Number	0000026674
Date	Oct 22, 2025
Instrument	2025-026674

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 25, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	45 CLADIUM CT, SPRINGBORO, OH 45066-1622
Transaction Type	Mortgage
Record Updated	May 20, 2022
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032588
Date	Jul 16, 2021
Instrument	2021-032588

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Mar 16, 2021
Property Address	45 CLADIUM CT, SPRINGBORO, OH 45066-1622
Document Number	0000011983
Map Reference	MB 99 PG 94-95
Instrument Date	Feb 17, 2021
Instrument	2021-011983
Transaction Type	Subdivision Related Transfer
Record Updated	May 20, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	45 CLADIUM CT, SPRINGBORO, OH 45066-1622

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,408.00 (+7.82%)	$164,510 (+17.88%) Land $17,500 Building $147,010	$470,040 (+17.88%) Land $50,000 Building $420,040
2023	$5,943.00 (+1.5%) Homeowner's exemption	$139,563 (-) Land $19,775 Building $119,788
2022	$5,855.00 Homeowner's exemption	$139,563 Land $19,775 Building $119,788	$398,750 (-) Land $56,500 Building $342,250
2021			$398,750 Land $56,500 Building $342,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1984–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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