40 Cladium Ct, Springboro, OH 45066 Property Records

Warren County property record for 40 Cladium Ct, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,716 sqft · built 2020
Lot Size	0.286 acres (12,467 sqft)
Owner	Individual Name on Record
Last Sale	$386,800 (Nov 2020)
Tax Bill	$6,075 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-13-126-037-0`

Property Details

APN / Parcel Number

Primary APN	`04-13-126-037-0`
Alternative APNs	`413126037` `553500`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,716 sqft Living Area
2nd Floor Area	1,062 sqft
Basement Area	551 sqft
Finished Basement	551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Lot Area	12,467 sqft (0.286 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	553500
Street Address	40 CLADIUM CT
City	SPRINGBORO
State	OH
Zip	45066-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS POINTE LOT# 7
Legal Subdivision	SAWGRASS POINTE
Legal Block	126
Legal Lot Number	7
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	3
Census Block	3012
Census Tract	30503

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	40 CLADIUM CT, SPRINGBORO, OH 45066-1623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SAVINGS BANK
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Nov 3, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2020 · Amount on Record
Deed Sale	Nov 3, 2020 · Amount on Record
Deed Document Number	0000044191
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	40 CLADIUM CT, SPRINGBORO, OH 45066-1623
Transaction Type	Mortgage
Record Updated	May 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013036
Date	Mar 22, 2021
Instrument	2021-013036

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	40 CLADIUM CT, SPRINGBORO, OH 45066-1623
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042659
Date	Sep 20, 2021
Instrument	2021-042659

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 25, 2046

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Nov 3, 2020
Property Address	40 CLADIUM CT, SPRINGBORO, OH 45066-1623
Document Number	0000044191
Map Reference	MB 99 PG 94
Instrument Date	Oct 30, 2020
Instrument	2020-044191
Transaction Type	Subdivision Related Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	40 CLADIUM CT, SPRINGBORO, OH 45066-1623

Mortgage

Document Number	0000044192
Date	Nov 3, 2020
Instrument	2020-044192

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,075.00 (+6.65%)	$155,859 (+16.62%) Land $17,500 Building $138,359	$445,310 (+16.62%) Land $50,000 Building $395,310
2023	$5,696.00 (+1.5%) Homeowner's exemption	$133,644 (-) Land $19,775 Building $113,869
2022	$5,612.00 Homeowner's exemption	$133,644 Land $19,775 Building $113,869	$381,840 (-) Land $56,500 Building $325,340
2021			$381,840 Land $56,500 Building $325,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1984–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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