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45 Cindy Cir, Covington, GA 30016 Property Records

Newton County property record for 45 Cindy Cir, Covington, GA 30016 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1995
Square Footage2,454 sqft Heated Area
Lot Size10,454 sqft (0.24 acres)
GarageMixed, 1,234 sqft
OccupancyOwner Occupied
Last Sale$205,000 (2016)
Tax Bill$3,647.00 (2025)

Property Details

APN / Parcel Number

Primary APN0027F-00000-141-000
Alternative APNs
  • 0027F 141
  • 14300

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area2,454 sqft Heated Area
1st Floor1,931 sqft 1st Floor
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,454 sqft (0.24 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area1,234 sqft Garage

Exterior Amenities

Pool Area392 sqft Pool
Deck Area180 sqft Deck
Patio Area180 sqft Patio
Porch Area210 sqft Porch
Bath House224 sqft Bath House

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number14300
Street Address45 CINDY CIR
CityCOVINGTON
StateGA
Zip30016-1711
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description.24AC LT4C DOUBLE GATE
Legal SubdivisionDOUBLE GATE
Legal Lot Number4C
JurisdictionNEWTON GA
Minor Civil DivisionCOVINGTON-PORTERDALE
Census Blockgroup2
Census Block2043
Census Tract100506

Owner

Source: Newton County records · APN 0027F-00000-141-000

Assessment roll updated December 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 CINDY CIR, COVINGTON, GA 30016-1711
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
TEXANA BANK
Jul 11, 2024Warranty Deed, Transfer · Veterans Administration Mortgage
FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2016 · Amount on Record
Deed SaleSep 30, 2016 · Amount on Record
Prior SaleApr 04, 1996 · Amount on Record
Deed Doc Number20163504
Deed Book / Page3488 / 220
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Recording DateMay 19, 2026
Property Address45 CINDY CIR, COVINGTON, GA 30016-1711
Document Number0000000059
Book / Page4832 / 577
Instrument DateMay 13, 2026
Instrument202659
Transaction TypeMortgage
Record UpdatedJul 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 CINDY CIR, COVINGTON, GA 30016-1711

Mortgage

Document Number0000000059,
DateMay 19, 2026
Book Page4832/577
Instrument202659
Lender
NameTEXANA BANK
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.3%
Max Rate-1%

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWTON GA
Recording DateJul 11, 2024
Property Address45 CINDY CIR, COVINGTON, GA 30016-1711
Document Number0046350638
Book / Page4635 / 638
Instrument DateJun 03, 2024
Instrument2024007200
Transaction TypeTransfer
Record UpdatedDec 18, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressGA
InvestorPossibly a Property Investor

Mortgage

Document Number2024007201
DateJul 11, 2024
Instrument2024007201
Lender
NameFREEDOM MORTGAGE
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term354 Months
DueJan 01, 2054

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated December 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,647.00 (+14.22%)$145,200 (+0.36%) Land $20,800 Building $124,400$363,000 (+0.36%) Land $52,000 Building $311,000
2023$144,680 Land $10,000 Building $134,680$361,700 Land $25,000 Building $336,700
2022$3,193.00

Flood & Wildfire

45 Cindy Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Newton County (13217C), updated September 30, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 6th in Georgia
Wildfire LikelihoodLow — about 1 in 3,333 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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