Newton County property record for 40 Cindy Cir, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,769 sqft · built 2002 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Jan 2016) |
| Tax Bill | $3,153 (2025) |
| Deeds & Mortgages | Oct 2024 Second Mortgage Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0027F-00000-135-000 |
| Primary APN | 0027F-00000-135-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,769 sqft Heated Area |
| 1st Floor Area | 1,099 sqft |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 196 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 14294 |
|---|---|
| Old Parcel Number | 0027F 135 |
| Street Address | 40 CINDY CIR |
| City | COVINGTON |
| State | GA |
| Zip | 30016-1711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .24AC LT10C DOUBLE GATE |
| Legal Subdivision | DOUBLE GATE |
| Legal Lot Number | 10C |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 100506 |
40 Cindy Cir is owned and occupied by two individuals who acquired it in February 2016.
Source: Newton County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 CINDY CIR, COVINGTON, GA 30016-1711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES |
| Jul 7, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ALL IN CREDIT UNION |
| Sep 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage RAPID MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2016 · Amount on File |
| Deed Sale | Jan 29, 2016 · Amount on File |
| Prior Sale | Apr 20, 2012 · Amount on File |
| Deed Document Number | 0000034043 |
| Deed Book / Page | 3404 / 3 |
| Last Transfer Date | Feb 3, 2016 |
| Transfer Doc | 0034040003 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 40 CINDY CIR, COVINGTON, GA 30016-1711 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 40 CINDY CIR, COVINGTON, GA 30016-1711 |
| Document Number | 0046660000000232 |
|---|---|
| Date | Oct 16, 2024 |
| Book Page | 0000004666/0000000232 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 40 CINDY CIR, COVINGTON, GA 30016-1711 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 40 CINDY CIR, COVINGTON, GA 30016-1711 |
| Document Number | 0045270000000409 |
|---|---|
| Date | Jul 7, 2023 |
| Book Page | 0000004527/0000000409 |
| Instrument | 008176 |
| Name | ALL IN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 40 CINDY CIR, COVINGTON, GA 30016-1711 |
| Document Number | 0039000489 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 CINDY CIR COVINGTON GA 300161711, COVINGTON, GA 30016-1711 |
| Document Number | 0039000489 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 003900/000489 |
| Instrument | 12763 |
| Name | RAPID MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2049 |
The 2025 property tax bill for 40 Cindy Cir was $3,153.
Source: Newton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,153.00 | $125,360 Land $20,800 Building $104,560 | $313,400 Land $52,000 Building $261,400 |
| 2023 | $122,520 Land $10,000 Building $112,520 | $306,300 Land $25,000 Building $281,300 | |
| 2022 | $2,805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Cindy Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2009–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Cindy Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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