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45 Chute St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 45 Chute St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,871 sqft · built 1930
Lot Size0.13 acres (5,654 sqft)
Owner2 Individual Names on File
Last Sale$927,000 (Sep 2024)
Tax Bill$8,733 (2025)
Deeds & MortgagesJan 2017 Mortgage
Aug 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN74000000033A

Property Details

APN / Parcel Number

Primary APN74000000033A
Alternative APNs
  • READ M:021.0-0000-0178.0
  • M:021.0=0000=0178.0
  • 740000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,871 sqft Living Area
Gross Area3,660 sqft
Basement Area963 sqft
Unfinished Basement963 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area5,654 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number74000000033A
Street Address45 CHUTE ST
CityREADING
StateMA
Zip01867-2518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group2
Census Block2013
Census Tract334200

Owner

Source: Middlesex County and Reading Town records · APN 74000000033A

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address45 CHUTE ST, READING, MA 01867-2518
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2017Deed of Trust, Mortgage · ARM
SALEM FIVE MTG CO
Aug 14, 2018Warranty Deed, Transfer
Sep 28, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 13, 2024 · Amount on Record
Deed SaleSep 13, 2024 · Amount on Record
Prior SaleSep 28, 2017 · Amount on Record
Deed Document Number2024103933
Deed Book / Page83236 / 483
Transfer Doc71466-226
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address45 CHUTE ST, READING, MA 01867-2518
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number68712-377
DateJan 05, 2017
Book Page68712/377
Instrument2034
Lender
NameSALEM FIVE MTG CO
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJan 01, 2047
Interest
Rate TypeAdjustable Rate
Rate2.99%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionREADING MA
Recording DateAug 14, 2018
Property Address45 CHUTE ST, READING, MA 01867-2518
Document Number71466-226
Book / Page071466 / 000226
Instrument DateAug 07, 2018
Instrument123458
Transaction TypeTransfer
Record UpdatedSep 04, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 LOST PASS RD WATERVILLE VALLEY NH 03215, WATERVILLE VALLEY, NH 03215

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateSep 28, 2017
Property Address45 CHUTE ST, READING, MA 01867-2518
Document Number69997-191
Book / Page069997 / 000191
Instrument DateSep 25, 2017
Instrument14
Transaction TypeTransfer
Record UpdatedOct 17, 2017

Transaction

AmountAmount Recorded
Tax$2,544.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 CHUTE ST READING MA 018672518, READING, MA 01867-2518

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,733.00 (-1.15%)$766,700 (+1.71%) Land $432,600 Building $334,100$862,315 (+0.42%)
2024$8,835.00 (-1.26%)$753,800 (+6.06%) Land $425,200 Building $328,600$858,705
2023$8,948.00$710,700 Land $400,700 Building $310,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 503 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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