45 Cheryl Cir, Roxboro, NC 27574 Property Records

Person County property record for 45 Cheryl Cir, Roxboro, NC 27574

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,089 sqft · built 1992
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,000 (May 2024)
Tax Bill	$2,498 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A47 149`

Property Details

APN / Parcel Number

Primary APN	`A47 149`
Alternative APNs	`68925 302` `75716 301`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,089 sqft Heated Area
Gross Area	3,181 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	198 sqft
Deck Area	390 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	75716 301
Street Address	45 CHERYL CIR
City	ROXBORO
State	NC
Zip	27574-6301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.68 ACRE/C C FOREST/PH1/LT13/H&L
Legal Subdivision	COUNTRY CLUB FOREST
Legal Phase	1
Legal Lot Number	13
Jurisdiction	PERSON NC
Township / Civil Division	WOODSDALE
Census Block Group	4
Census Block	4039
Census Tract	920200

Owner

Source: Person County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 CHERYL CIR, ROXBORO, NC 27574-6301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2017	Deed of Trust, Mortgage ROXBORO SAVINGS BANK SSB
Jul 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 10, 2019	Warranty Deed, Transfer · VA Mortgage ADVANTAGE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2024 · Amount on Record
Deed Sale	May 2, 2024 · Amount on Record
Prior Sale	Jun 10, 2019 · Amount on Record
Deed Document Number	2024412373
Deed Book / Page	1186 / 213
Prior Transfer Date	Dec 8, 2005
Prior Transfer Doc	0005660633
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	45 CHERYL CIR, ROXBORO, NC 27574-6301
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009450296
Date	Feb 13, 2017
Book Page	945/296

Lender

Name	ROXBORO SAVINGS BANK SSB
Address	ROXBORO, NC 27573

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2032

Interest

Rate Type	Adjustable Rate

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PERSON NC
Recording Date	Jul 27, 2020
Property Address	45 CHERYL CIR, ROXBORO, NC 27574-6301
Document Number	0010460039
Book / Page	001046 / 000039
Instrument Date	Jul 19, 2020
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	45 CHERYL CIR ROXBORO NC 275746301, ROXBORO, NC 27574-6301

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Jun 10, 2019
Property Address	45 CHERYL CIR, ROXBORO, NC 27574-6301
Document Number	0010090669
Book / Page	001009 / 000669
Instrument Date	Jun 10, 2019
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$599.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 CHERYL CIR ROXBORO NC 275746301, ROXBORO, NC 27574-6301

Mortgage

Document Number	10090672
Date	Jun 10, 2019
Book Page	001009/000672

Lender

Name	ADVANTAGE LENDING
Address	RALEIGH, NC 27615

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

Tax Assessment & Valuation

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,989 (-)	$371,989 (-) Land $24,235 Building $347,754
2025	$2,498.00	$371,989 (+33.38%)	$371,989 (+33.38%) Land $24,235 Building $347,754
2023		$278,897	$278,897 Land $25,000 Building $253,897
2022	$2,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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