116 Cheryl Cir, Roxboro, NC 27574 Property Records

Person County property record for 116 Cheryl Cir, Roxboro, NC 27574

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,149 sqft · built 2002
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Dec 2019)
Tax Bill	$2,896 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A47 155`

Property Details

APN / Parcel Number

Primary APN	`A47 155`
Alternative APN	`69556 301`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,149 sqft Heated Area
Gross Area	4,358 sqft
Attic	Attic
Attic Area	240 sqft
Basement Area	1,075 sqft
Unfinished Basement	1,075 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Asphalt
Lot Area	37,897 sqft (0.87 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	192 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	69556 301
Street Address	116 CHERYL CIR
City	ROXBORO
State	NC
Zip	27574-7449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.87 ACRE/C C FOREST/PH2/LT5A/H&L
Legal Subdivision	COUNTRY CLUB FOREST
Legal Phase	2
Legal Lot Number	5A
Jurisdiction	PERSON NC
Township / Civil Division	WOODSDALE
Census Block Group	4
Census Block	4039
Census Tract	920200

Owner

116 Cheryl Cir is owned and occupied by an individual who bought it in December 2019.

Source: Person County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	116 CHERYL CIR, ROXBORO, NC 27574-7449
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Sep 17, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Dec 5, 2019	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Prior Sale	Jun 10, 2015 · Amount on File
Deed Document Number	2019384365
Deed Book / Page	1024 / 215
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Recording Date	Sep 14, 2026
Property Address	116 CHERYL CIR, ROXBORO, NC 27574-7449
Document Number	0000426490
Book / Page	1273 / 482
Instrument Date	Sep 9, 2026
Instrument	2026426490
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CHERYL CIR, ROXBORO, NC 27574-7449

Mortgage

Document Number	0000426490,
Date	Sep 14, 2026
Book Page	1273/482
Instrument	2026426490

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	116 CHERYL CIR, ROXBORO, NC 27574-7449
Document Number	0000389552
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 CHERYL CIR ROXBORO NC 275747449, ROXBORO, NC 27574-7449

Mortgage

Document Number	0000389552
Date	Oct 12, 2020
Book Page	001054/000091
Instrument	389552

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Dec 5, 2019
Property Address	116 CHERYL CIR, ROXBORO, NC 27574-7449
Document Number	0010240215
Book / Page	001024 / 000215
Instrument Date	Nov 24, 2019
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 CHERYL CIR ROXBORO NC 275747449, ROXBORO, NC 27574-7449

Mortgage

Document Number	10240217
Date	Dec 5, 2019
Book Page	001024/000217

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 116 Cheryl Cir was $2,896.

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,440 (-)	$431,440 (-) Land $26,544 Building $404,896
2025	$2,896.00	$431,440	$431,440 Land $26,544 Building $404,896
2023	$2,378.00 (+0.3%)	$307,160	$307,160 Land $25,000 Building $282,160
2022	$2,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Cheryl Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Cheryl Cir is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cheryl Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures