Middlefield Town property record for 45 Cherry Ridge Rd, Middlefield, CT 06455
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,832 sqft · built 1987 |
| Lot Size | 8.56 acres (372,874 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Dec 1993) |
| Tax Bill | $10,448 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MFLD M:12 L:2-8 |
| Primary APN | MFLD M:12 L:2-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,832 sqft Living Area |
| Gross Area | 5,470 sqft |
| 1st Floor Area | 1,488 sqft |
| Basement Area | 1,488 sqft |
| Unfinished Basement | 1,488 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Adobe |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 372,874 sqft (8.56 acres) |
| Garage Type | Attached |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Tennis Court | Tennis Court |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 88000 |
|---|---|
| Street Address | 45 CHERRY RIDGE RD |
| City | MIDDLEFIELD |
| State | CT |
| Zip | 06455-1261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG2 |
| Legal Lot Number | 2-8 |
| Jurisdiction | MIDDLEFIELD CT |
| Township / Civil Division | MIDDLEFIELD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 580100 |
45 Cherry Ridge Rd is owned and occupied by two individuals who bought it in December 1993.
Source: Middlefield Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 CHERRY RIDGE RD, MIDDLEFIELD, CT 06455-1261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 1993 · Amount on File |
| Deed Sale | Dec 16, 1993 · Amount on File |
| Deed Book / Page | 82 / 968 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLEFIELD CT |
| Recording Date | Jun 1, 2026 |
| Property Address | 45 CHERRY RIDGE RD, MIDDLEFIELD, CT 06455-1261 |
| Document Number | 000355-205 |
| Book / Page | 355 / 205 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026286 |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 CHERRY RIDGE RD, MIDDLEFIELD, CT 06455-1261 |
| Document Number | 0000000286, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 355/205 |
| Instrument | 2026286 |
| Name | LIBERTY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 45 Cherry Ridge Rd was $10,448, up 7.2% from the year before.
Source: Middlefield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Middlefield Town |
| Unified School District | Regional School District 13 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,448.00 (+7.25%) | $326,900 (-) Land $97,000 Building $227,600 | $596,209 (+160.55%) |
| 2025 | $9,742.00 | $326,900 Land $99,300 Building $227,600 | $228,830 Land $69,510 Building $159,320 |
| 2024 | $9,742.00 (+5.52%) | ||
| 2023 | $9,232.00 (+2.48%) | $326,900 (-) Land $99,300 Building $227,600 | |
| 2022 | $9,009.00 | $326,900 Land $99,300 Building $227,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Cherry Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Cherry Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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