20 Cherry Ridge Rd, Middlefield, CT 06455 Property Records

Middlefield Town property record for 20 Cherry Ridge Rd, Middlefield, CT 06455

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,720 sqft · built 1997
Lot Size	5.18 acres (225,641 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Jun 2022)
Tax Bill	$11,298 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MFLD M:15 L:2-2`

Property Details

APN / Parcel Number

Primary APN	`MFLD M:15 L:2-2`
Alternative APNs	`00117100` `117100`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,720 sqft Living Area
Gross Area	7,112 sqft
1st Floor Area	1,847 sqft
Basement Area	1,319 sqft
Unfinished Basement	509 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	225,641 sqft (5.18 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	117100
Street Address	20 CHERRY RIDGE RD
City	MIDDLEFIELD
State	CT
Zip	06455-1261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG2
Legal Lot Number	2-2
Jurisdiction	MIDDLEFIELD CT
Township / Civil Division	MIDDLEFIELD
Census Block Group	3
Census Block	3003
Census Tract	580100

Owner

Source: Middlefield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 CHERRY RIDGE RD, MIDDLEFIELD, CT 06455-1261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage USAA FSB
Aug 10, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on Record
Deed Sale	Jun 24, 2022 · Amount on Record
Prior Sale	Aug 10, 2017 · Amount on Record
Deed Document Number	2022552
Deed Book / Page	346 / 72
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLEFIELD CT
Recording Date	Jun 24, 2022
Property Address	20 CHERRY RIDGE RD, MIDDLEFIELD, CT 06455-1261
Document Number	0000346-72
Book / Page	346 / 72
Instrument Date	Jun 22, 2022
Instrument	2022000552
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 CHERRY RIDGE RD, MIDDLEFIELD, CT 06455-1261

Mortgage

Document Number	2022000553
Date	Jun 24, 2022
Instrument	2022000553

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLEFIELD CT
Recording Date	Aug 10, 2017
Property Address	20 CHERRY RIDGE RD, MIDDLEFIELD, CT 06455-1261
Document Number	330-279
Book / Page	000330 / 000279
Instrument Date	Aug 4, 2017
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CHERRY RIDGE RD MIDDLEFIELD CT 064551261, MIDDLEFIELD, CT 06455-1261

Mortgage

Document Number	330-283
Date	Aug 10, 2017
Book Page	000330/000283

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Tax Assessment & Valuation

Source: Middlefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlefield Town
Unified School District	Regional School District 13 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,298.00 (+7.25%)	$353,500 (-) Land $116,900 Building $236,600	$675,622 (+173.03%)
2025	$10,534.00	$353,500 (-) Land $116,900 Building $236,600	$247,450 Land $81,830 Building $165,620
2024	$10,534.00 (+5.52%)
2023	$9,983.00 (+2.47%)	$353,500 (-) Land $116,900 Building $236,600
2022	$9,742.00	$353,500 Land $116,900 Building $236,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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