45 Chapel St, Augusta, ME 04330 Property Records

Kennebec County and Augusta City property record for 45 Chapel St, Augusta, ME 04330

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,585 sqft · built 1900
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jan 2024)
Tax Bill	$3,526 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111592`

Property Details

APN / Parcel Number

Primary APN	`111592`
Alternative APN	`AUGU M:00033 B:00142 L:00000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,585 sqft Living Area
Gross Area	5,272 sqft
1st Floor Area	1,386 sqft
Attic	Attic
Attic Area	1,073 sqft
Basement Area	1,362 sqft
Unfinished Basement	1,362 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	111592
Street Address	45 CHAPEL ST
City	AUGUSTA
State	ME
Zip	04330-7323
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	142
Jurisdiction	AUGUSTA ME
Township / Civil Division	AUGUSTA
Census Block Group	4
Census Block	4002
Census Tract	10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winthrop Street Historic District listed 2001 · 183 contributing resources · NRIS 01000815
Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45 Chapel St, a duplex, is owned and occupied by an individual who bought it in January 2024.

Source: Kennebec County and Augusta City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	45 CHAPEL ST, AUGUSTA, ME 04330-7323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2024 · Amount on File
Deed Sale	Jan 3, 2024 · Amount on File
Deed Document Number	20242024000141
Deed Book / Page	14953 / 166
Record Updated	Sep 20, 2026

January 2024: Conservator's Deed, Transfer

Document Type	Conservator's Deed
Jurisdiction	AUGUSTA ME
Recording Date	Jan 3, 2024
Property Address	45 CHAPEL ST, AUGUSTA, ME 04330-7323
Document Number	2024000141
Book / Page	14953 / 166
Instrument Date	Jan 2, 2024
Instrument	2024000141
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 5TH ST, BANGOR, ME 04401-6024

Mortgage

Document Number	2024000142
Date	Jan 3, 2024
Instrument	2024000142

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 45 Chapel St was $3,526, up 2.5% from the year before.

Source: Kennebec County and Augusta City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Augusta City
Unified School District	Augusta (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,526.00 (+2.53%)	$144,500 (-) Land $32,400 Building $112,100
2024	$3,439.00 (+8.08%)	$144,500 (+4.26%) Land $32,400 Building $112,100
2023	$3,182.00	$138,600 Land $32,400 Building $106,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Chapel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Chapel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER AUGUSTA UTILITY DISTRICT serves 13,750 people · EPA ID ME0090080
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Chapel St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures