44 Chapel St, Augusta, ME 04330 Property Records

Kennebec County and Augusta City property record for 44 Chapel St, Augusta, ME 04330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,453 sqft · built 1896
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Jul 2026)
Tax Bill	$3,928 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`AUGU M:27 B:56 L`

Property Details

APN / Parcel Number

Primary APN	`AUGU M:27 B:56 L`
Alternative APNs	`AUGU M:00027 B:00056 L:00000` `64833`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,453 sqft Living Area
Gross Area	4,725 sqft
1st Floor Area	1,395 sqft
Attic	Attic
Attic Area	1,058 sqft
Basement Area	1,070 sqft
Unfinished Basement	1,070 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	64833
Old Parcel Number	AUGU M:00027 B:00056 L:00000
Street Address	44 CHAPEL ST
City	AUGUSTA
State	ME
Zip	04330-7324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	56
Jurisdiction	AUGUSTA ME
Township / Civil Division	AUGUSTA
Census Block Group	4
Census Block	4003
Census Tract	10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winthrop Street Historic District listed 2001 · 183 contributing resources · NRIS 01000815
Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Augusta City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 HUMMINGBIRD LN, AUGUSTA, ME 04330-3721
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 18, 2018	Warranty Deed, Transfer KENNEBUNK SVGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jul 18, 2018 · Amount on Record
Deed Book / Page	15777 / 330
Transfer Doc	0000008941
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AUGUSTA ME
Recording Date	Jul 2, 2026
Property Address	44 CHAPEL ST, AUGUSTA, ME 04330-7324
Document Number	0000014281
Book / Page	15777 / 330
Instrument Date	Jun 30, 2026
Instrument	202614281
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jul 2, 2026

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AUGUSTA ME
Recording Date	Jul 18, 2018
Property Address	44 CHAPEL ST, AUGUSTA, ME 04330-7324
Document Number	2018015513
Book / Page	12968 / 0215
Instrument	2018015513
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018015514
Date	Jul 18, 2018
Book Page	12968/0217
Instrument	2018015514

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Aug 3, 2043

Tax Assessment & Valuation

Source: Kennebec County and Augusta City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Augusta City
Unified School District	Augusta (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,928.00 (+2.51%)	$161,000 (-) Land $31,100 Building $129,900
2024	$3,832.00 (+3.65%)	$161,000 (-) Land $31,100 Building $129,900
2023	$3,697.00 (+4.76%)	$161,000 (-) Land $31,100 Building $129,900	$307,325
2022	$3,529.00	$161,000 Land $31,100 Building $129,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER AUGUSTA UTILITY DISTRICT serves 13,750 people · EPA ID ME0090080
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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