45 Ceil Dr, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 45 Ceil Dr, Buffalo, NY 14227

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,181 sqft · built 1957
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$94,900 (Aug 2003)
Tax Bill$6,501 (2026)
Deeds & MortgagesJul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN038-0261000

Property Details

APN / Parcel Number

Primary APN038-0261000
Alternative APNs
  • 30891136500002012000
  • 143089 113.65-2-12

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,181 sqft Living Area
1st Floor Area1,181 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialBrick
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions145 ft deep x 50 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number038-0261000
Street Address45 CEIL DR
CityBUFFALO
StateNY
Zip14227-1926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02R
Legal DescriptionMC 1983 SL 32
Legal SubdivisionBUFFALO CREEK RESERVATION
Legal Block2
Legal Lot Number12.000
JurisdictionERIE NY
Township / Civil DivisionCHEEKTOWAGA
Census Block Group2
Census Block2005
Census Tract10902

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 CEIL DR, BUFFALO, NY 14227-1926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2003 · Amount on Record
Deed SaleAug 25, 2003 · Amount on Record
Prior SaleDec 8, 2000 · Amount on Record
Deed Book / Page11052 / 6241
Last Transfer DateAug 16, 2007
Transfer Doc0111333443
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address45 CEIL DR, CHEEKTOWAGA, NY 14227-1926
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 CEIL DR, CHEEKTOWAGA, NY 14227-1926

Mortgage

Document Number0140048622
DateJul 19, 2021
Book Page14004/8622
Instrument2021139505
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJun 24, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCheektowaga Town
Unified School DistrictCheektowaga-Sloan Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,501.00 (+0.88%) Homeowner's exemption
2025$6,444.00 (+3.24%)$173,000 (-) Land $18,000 Building $155,000$230,667 (+6.67%) Land $24,000 Building $206,667
2024$6,242.00 Homeowner's exemption$173,000 (-) Land $18,000 Building $155,000$216,250 (+13.75%) Land $22,500 Building $193,750
2023Homeowner's exemption$173,000 Land $18,000 Building $155,000$190,110 Land $19,780 Building $170,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1979–2021)
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: GoNetspeed.

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