Worcester County and Worcester City property record for 45 Cedar St, Worcester, MA 01609 · Last verified July 2026
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 7,135 sqft · built 1890 |
| Lot Size | 0.196 acres (8,555 sqft) |
| Owner | Company Name on File |
| Last Sale | $600,000 (May 2023) |
| Tax Bill | $7,367 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-046-0055A |
| Primary APN | 2-046-0055A |
|---|---|
| Alternative APN |
|
| Total Rooms | 30 Rooms |
|---|---|
| Units | 7 Units |
| Building Area | 7,135 sqft Living Area |
| Gross Area | 12,836 sqft Gross Area |
| 1st Floor Area | 3,335 sqft 1st Floor |
| Attic Area | 2,926 sqft Attic |
| Attic | Attic |
| Basement Area | 3,131 sqft Basement |
| Unfinished Basement | 3,131 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 8,555 sqft (0.196 acres) |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 2-046-0055A |
|---|---|
| Street Address | 45 CEDAR ST |
| City | WORCESTER |
| State | MA |
| Zip | 01609-2131 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Block | 46 |
| Legal Lot Number | 55A |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 731601 |
Source: Worcester County and Worcester City records · APN 2-046-0055A
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 91 STAFFORD ST, WORCESTER, MA 01603-1453 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage SHOHREH E GAVAL |
| May 06, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HAWKS CREDITORS TRUST |
| May 11, 2023 | Quit Claim Deed, Transfer MISC COMPANY |
| Oct 08, 2021 | Quit Claim Deed, Transfer · Commercial Mortgage COUNTRY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2023 · Amount on Record |
| Deed Sale | May 11, 2023 · Amount on Record |
| Prior Sale | Oct 08, 2021 · Amount on Record |
| Deed Document Number | 202336295 |
| Deed Book / Page | 69121 / 170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 45 CEDAR ST, WORCESTER, MA 01609-2131 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 072535-388 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 72535/388 |
| Instrument | 78811 |
| Name | SHOHREH E GAVAL |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 45 CEDAR ST, WORCESTER, MA 01609-2131 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0065104-42 |
|---|---|
| Date | May 06, 2021 |
| Book Page | 65104/42 |
| Instrument | 62587 |
| Name | HAWKS CREDITORS TRUST |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | May 11, 2023 |
| Property Address | 45 CEDAR ST, WORCESTER, MA 01609-2131 |
| Document Number | 069121-170 |
| Book / Page | 69121 / 170 |
| Instrument Date | May 05, 2023 |
| Instrument | 36295 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 91 STAFFORD ST # STE3, STE3, WORCESTER, MA 01603-1453 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Oct 08, 2021 |
| Property Address | 45 CEDAR ST, WORCESTER, MA 01609-2131 |
| Document Number | 066254-137 |
| Book / Page | 66254 / 137 |
| Instrument Date | Oct 05, 2021 |
| Instrument | 141872 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 ELM ST, WORCESTER, MA 01609-2105 |
| Investor | Possibly a Property Investor |
| Document Number | 0000141873 |
|---|---|
| Date | Oct 08, 2021 |
| Instrument | 141873 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,367.00 (-59.48%) | $558,500 (-3.97%) Land $135,900 Building $422,600 |
| 2023 | $18,181.00 | $581,600 Land $152,700 Building $428,900 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Lincoln Estate-Elm Park Historic District listed 1980 · 61 contributing resources · NRIS 80000570 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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