44 Cedar St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 44 Cedar St, Worcester, MA 01609

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details7,470 sqft · built 1920
Lot Size0.208 acres (9,039 sqft)
OwnerCompany Name on Record
Last Sale$310,000 (Dec 2010)
Deeds & MortgagesAug 2022 Refinance
Flood ZoneZone X (minimal risk)
APN2-046-00049

Property Details

APN / Parcel Number

Primary APN2-046-00049
Alternative APN
  • WORC M:02 B:046 L:00049

Interior

Units7 Units
Stories3 Stories
Building Area7,470 sqft Total Area
Gross Area7,554 sqft
Basement Area2,064 sqft
Unfinished Basement2,064 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeMansard
Roof MaterialAsphalt
Lot Area9,039 sqft (0.208 acres)

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number2-046-00049
Street Address44 CEDAR ST
CityWORCESTER
StateMA
Zip01609-2312
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeBO-1
Legal Block46
Legal Lot Number49
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group3
Census Block3002
Census Tract731601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lincoln Estate-Elm Park Historic District
listed 1980 · 61 contributing resources · NRIS 80000570

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address44 CEDAR ST, WORCESTER, MA 01609-2312
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2010 · Amount on Record
Deed SaleDec 16, 2010 · Amount on Record
Prior SaleSep 30, 2010 · Amount on Record
Deed Document Number2010141679
Deed Book / Page46815 / 27
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address44 CEDAR ST, WORCESTER, MA 01609-2312
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number068011-277
DateAug 2, 2022
Book Page68011/277
Instrument85062
Lender
NameCAMBRIDGE SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$632,400 (-1.13%) Land $182,200 Building $450,200$631,465 (+12.17%)
2024$562,970
2023$639,600 Land $158,400 Building $481,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Cedar St

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