45 Carter Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 45 Carter Rd, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,083 sqft · built 1940
Lot Size	6.35 acres (276,793 sqft)
Owner	2 Trust Names on File
Last Sale	$550,000 (Oct 2023)
Tax Bill	$6,169 (2026)
Deeds & Mortgages	Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`M:6 B:L:46`

Property Details

APN / Parcel Number

Primary APN	`M:6 B:L:46`
Alternative APNs	`WMIN M:124 B:L:15` `840`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,083 sqft Living Area
Gross Area	4,462 sqft
Basement Area	1,433 sqft
Unfinished Basement	1,433 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	276,793 sqft (6.35 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	840
Street Address	45 CARTER RD
City	WESTMINSTER
State	MA
Zip	01473-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	15
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	2
Census Block	2002
Census Tract	708100

Owner

45 Carter Rd is owner-occupied and held in a trust since October 2023.

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	45 CARTER RD, WESTMINSTER, MA 01473-1458
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on File
Deed Sale	Oct 19, 2023 · Amount on File
Prior Sale	Nov 14, 2011
Deed Document Number	202314374
Deed Book / Page	10657 / 48
Prior Transfer Date	Oct 11, 2023
Prior Transfer Doc	0010657-48
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Oct 19, 2023
Property Address	45 CARTER RD, WESTMINSTER, MA 01473-1458
Document Number	0010657-48
Book / Page	10657 / 48
Instrument Date	Oct 11, 2023
Instrument	14374
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 CARTER RD, WESTMINSTER, MA 01473-1458

Tax Assessment & Valuation

The 2026 property tax bill for 45 Carter Rd was $6,169, up 1.5% from the year before.

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,169.00 (+1.48%)	$525,900 (+6.41%) Land $145,600 Building $380,300	$617,880 (+4.97%)
2025	$6,079.00 (+3.95%)	$494,200 (+3.61%) Land $145,600 Building $348,600	$588,620
2024	$5,848.00 (-2.14%)	$477,000 (+4.24%) Land $145,600 Building $331,400
2023	$5,976.00	$457,600 Land $136,100 Building $321,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Carter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Carter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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