44 Carter Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 44 Carter Rd, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,250 sqft · built 1958
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on File
Last Sale	$577,168 (Mar 2022)
Tax Bill	$7,155 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:1308 B:L:26`

Property Details

APN / Parcel Number

Primary APN	`M:1308 B:L:26`
Alternative APNs	`WMIN M:124 B:L:39` `3133`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,250 sqft Living Area
Gross Area	4,995 sqft
Basement Area	1,744 sqft
Unfinished Basement	1,744 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3133
Street Address	44 CARTER RD
City	WESTMINSTER
State	MA
Zip	01473-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	39
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	1
Census Block	1028
Census Tract	708100

Owner

44 Carter Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 CARTER RD, WESTMINSTER, MA 01473-1458
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK
Mar 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CORNERSTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on File
Deed Sale	Mar 29, 2022 · Amount on File
Deed Document Number	20225714
Deed Book / Page	10294 / 193
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	44 CARTER RD, WESTMINSTER, MA 01473-1458
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00010177-2
Date	Nov 12, 2021
Book Page	10177/2
Instrument	25516

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

Interest

Rate Type	Adjustable Rate

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Mar 29, 2022
Property Address	44 CARTER RD, WESTMINSTER, MA 01473-1458
Document Number	010294-193
Book / Page	10294 / 193
Instrument Date	Mar 29, 2022
Instrument	5714
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	44 CARTER RD, WESTMINSTER, MA 01473-1458

Mortgage

Document Number	0000005715
Date	Mar 29, 2022
Instrument	5715

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 44 Carter Rd was $7,155, up 1.2% from the year before.

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,155.00 (+1.16%)	$610,000 (+6.09%) Land $119,400 Building $490,600	$702,905 (+2.76%)
2025	$7,073.00 (+5.07%)	$575,000 (+4.72%) Land $119,400 Building $455,600	$684,000
2024	$6,732.00 (+15.16%)	$549,100 (+22.68%) Land $119,400 Building $429,700
2023	$5,846.00	$447,600 Land $111,200 Building $336,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Carter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Carter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTMINSTER DEPARTMENT OF PUBLIC WORKS serves 3,889 people · EPA ID MA2332000
Water Source	Purchased surface water from FITCHBURG DPW DIVISION OF WATER SUPPLY
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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