Berks County property record for 45 Carroll St, Reading, PA 19611
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,308 sqft · built 1925 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Apr 2026) |
| Tax Bill | $2,131 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-58-64-4829 |
| Primary APN | 5306-58-64-4829 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,308 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Stucco |
| Lot Area | 4,792 sqft (0.11 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18289725 |
|---|---|
| Street Address | 45 CARROLL ST |
| City | READING |
| State | PA |
| Zip | 19611-1645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BOYER HEIGHTS |
| Legal Block | 64 |
| Legal Lot Number | 33-34 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 2900 |
45 Carroll St is owned and occupied by two individuals who bought it in April 2026.
Source: Berks County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 CARROLL ST, READING, PA 19611-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed, Transfer · Conventional Mortgage NETX MORTGAGE LLC |
| Dec 15, 2025 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on File |
| Deed Sale | Apr 6, 2026 · Amount on File |
| Prior Sale | Dec 15, 2025 · Amount on File |
| Deed Document Number | 20269861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 6, 2026 |
| Property Address | 45 CARROLL ST, READING, PA 19611-1645 |
| Document Number | 0000009861 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20269861 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | STRIVE SETTLEMENT GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 CARROLL ST, READING, PA 19611-1645 |
| Document Number | 0000009862, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 20269862 |
| Name | NETX MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Dec 15, 2025 |
| Property Address | 45 CARROLL ST, WEST READING, PA 19611-1645 |
| Document Number | 0000039231 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 2025039231 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 COLERGO DR, DOUGLASSVILLE, PA 19518-9678 |
| Name | Verified Name |
|---|---|
| Address | 711 SPRING ST, WYOMISSING, PA 19610-1716 |
The 2026 property tax bill for 45 Carroll St was $2,131, up 4% from the year before.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,131.00 (+4%) | $75,500 (-) Land $18,300 Building $57,200 | $18,300 (-) Land $18,300 |
| 2025 | $2,049.00 (+2.55%) Homeowner's exemption | $75,500 (-) Land $18,300 Building $57,200 | $18,300 Land $18,300 |
| 2024 | $1,998.00 Homeowner's exemption | $75,500 Land $18,300 Building $57,200 | |
| 1994 | $75,500 Land $18,300 Building $57,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 45 Carroll St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2006) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2006 · Severe Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Carroll St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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