Berks County property record for 44 Carroll St, Reading, PA 19611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,308 sqft · built 1925 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,707 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-58-64-3743 |
| Primary APN | 5306-58-64-3743 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,308 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 2,178 sqft (0.05 acres) |
| View / Lot | Neighborhood |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18289700 |
|---|---|
| Street Address | 44 CARROLL ST |
| City | READING |
| State | PA |
| Zip | 19611-1646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 64 |
| Legal Lot Number | 44 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 2900 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 CARROLL ST, READING, PA 19611-1646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 20, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 28, 2026 |
| Property Address | 44 CARROLL ST, READING, PA 19611-1646 |
| Document Number | 0000028812 |
| Instrument Date | Aug 15, 2026 |
| Instrument | 202628812 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SERVICES, I |
| Name | Verified Name |
|---|---|
| Address | 44 CARROLL ST, READING, PA 19611-1646 |
| Document Number | 0000028812, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 202628812 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 19, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 44 CARROLL ST, READING, PA 19611-1646 |
| Document Number | 0000026410 |
| Instrument Date | Jun 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2017 |
| Title Company | LEADER RECORDING SERVICES, LEADER RECORDING SVC |
| Name | Verified Name |
|---|---|
| Address | 44 CARROLL ST READING PA 196111646, READING, PA 19611-1646 |
| Document Number | 0000026410 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 26410 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 20, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,707.00 (+6.62%) Homeowner's exemption | $60,500 (-) Land $17,300 Building $43,200 | $17,300 (-71.4%) Land $17,300 |
| 2024 | $1,601.00 | $60,500 Land $17,300 Building $43,200 | |
| 1994 | $60,500 Land $17,300 Building $43,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2006) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2006 · Severe Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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