45 Carob Way, Novato, CA 94945 Property Records

Marin County property record for 45 Carob Way, Novato, CA 94945

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,338 sqft · built 1982
Lot Size	1.03 acres (45,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Mar 2018)
Tax Bill	$15,080 (2025)
Deeds & Mortgages	Oct 2023 Transfer May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`125-431-12`

Property Details

APN / Parcel Number

Primary APN	`125-431-12`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,338 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Tile
Lot Area	45,000 sqft
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Deck Area	880 sqft
Patio Area	985 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 CAROB WAY
City	NOVATO
State	CA
Zip	94945-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MAP 18 PG 20 LOT 30
Legal Subdivision	MARIN EAST
Legal Lot Number	30
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	3
Census Block	3000
Census Tract	102203

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 CAROB WAY, NOVATO, CA 94945-1831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Intrafamily Transfer, Transfer
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES HM EQUITY
Mar 21, 2018	Grant Deed, Transfer SKOLNIK STEVEN D 1997 TR (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2018 · Amount on Record
Deed Sale	Mar 21, 2018 · Amount on Record
Deed Document Number	201810118
Last Transfer Date	Oct 25, 2023
Transfer Doc	0000028384
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARIN CA
Recording Date	Oct 25, 2023
Property Address	45 CAROB WAY, NOVATO, CA 94945-1831
Document Number	0000028384
Map Reference	VOL 18 PG 20
Instrument Date	Oct 25, 2023
Instrument	2023-0028384
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 CAROB WAY, NOVATO, CA 94945-1831

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	45 CAROB WAY, NOVATO, CA 94945-1831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014465
Date	May 1, 2019
Instrument	2019-0014465

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2034

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	45 CAROB WAY, NOVATO, CA 94945-1831
Document Number	0000025045
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 CAROB WAY NOVATO CA 949451831, NOVATO, CA 94945-1831

Mortgage

Document Number	0000025045
Date	Jul 13, 2018
Instrument	25045

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Mar 21, 2018
Property Address	45 CAROB WAY, NOVATO, CA 94945-1831
Document Number	0000010118
Instrument Date	Mar 14, 2018
Instrument	10118
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2873 BOUVERON CT SAN JOSE CA 951483693, SAN JOSE, CA 95148-3693

Mortgage

Document Number	10119
Date	Mar 21, 2018
Instrument	10119

Lender

Name	SKOLNIK STEVEN D 1997 TR (RT)
Address	1555 GRANT AVE, NOVATO, CA 94945-3120

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,218,587 (+2%) Land $731,152 Building $487,435
2025	$15,080.00 (+3.65%) Homeowner's exemption	$1,194,700 (+4.04%) Land $716,820 Building $477,880
2023	$14,549.00 (+2.39%) Homeowner's exemption	$1,148,310 Land $688,986 Building $459,324
2022	$14,210.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired, Verizon.

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