4 Carob Way, Novato, CA 94945 Property Records

Marin County property record for 4 Carob Way, Novato, CA 94945

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,032 sqft · built 1982
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,792 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`125-431-07`

Property Details

APN / Parcel Number

Primary APN	`125-431-07`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,032 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Lot Area	11,200 sqft (0.257 acres)
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4 CAROB WAY
City	NOVATO
State	CA
Zip	94945-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25
Legal Subdivision	SAN MARIN EAST
Legal Lot Number	25
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	3
Census Block	3000
Census Tract	102203

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 CAROB WAY, NOVATO, CA 94945-1830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPSTONE DIRECT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2008
Deed Sale	May 28, 2008
Prior Sale	Jan 23, 2004 · Amount on Record
Deed Document Number	200825084
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	4 CAROB WAY, NOVATO, CA 94945-1830
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CAROB WAY, NOVATO, CA 94945-1830

Mortgage

Document Number	0000060868
Date	Oct 1, 2021
Instrument	2021-0060868

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	4 CAROB WAY, NOVATO, CA 94945-1830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CAROB WAY, NOVATO, CA 94945-1830

Mortgage

Document Number	0000049699
Date	Oct 14, 2020
Instrument	2020-0049699

Lender

Name	CAPSTONE DIRECT INC
Type	Mortgage Company
Address	NEWBURY PARK, CA 91320

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,270,471 (+2%) Land $703,337 Building $567,134
2025	$15,792.00 (+3.66%) Homeowner's exemption	$1,245,567 (+4.04%) Land $689,550 Building $556,017
2023	$15,235.00 (+2.38%) Homeowner's exemption	$1,197,212 Land $662,781 Building $534,431
2022	$14,881.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired, Verizon.

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