Suffolk County and Smithtown Town property record for 45 Carnegie Dr, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Mar 2008) |
| Tax Bill | $13,235 (2024) |
| Deeds & Mortgages | Jan 2024 Refinance Nov 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 81.-3-17 |
| Primary APN | 473489 81.-3-17 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Street Address | 45 CARNEGIE DR |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-2073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7-289076 TC-70 *4988 LOT 279 EAST HILL ESTS SEC 9 |
| Legal Subdivision | EAST HILL ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 135002 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 CARNEGIE DR, SMITHTOWN, NY 11787-2073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Nov 11, 2023 | Deed of Trust, Mortgage · Line of Credit TEACHERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2008 · Amount on Record |
| Deed Sale | Mar 7, 2008 · Amount on Record |
| Deed Book / Page | 12543 / 222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 45 CARNEGIE DR, SMITHTOWN, NY 11787-2073 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0235610681 |
|---|---|
| Date | Jan 18, 2024 |
| Book Page | 23561/681 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 45 CARNEGIE DR, SMITHTOWN, NY 11787-2073 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0235470571 |
|---|---|
| Date | Nov 11, 2023 |
| Book Page | 23547/571 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,165 (-) Land $300 Building $4,865 | $645,625 (+10,774.6%) Land $37,500 Building $608,125 | |
| 2024 | $13,235.00 | ||
| 2023 | $5,165 Land $300 Building $4,865 | $5,937 Land $345 Building $5,592 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–1981) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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