Suffolk County and Smithtown Town property record for 42 Carnegie Dr, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,380 sqft · built 1965 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $850,000 (Jun 2026) |
| Tax Bill | $12,928 (2024) |
| Deeds & Mortgages | Mar 2021 Refinance Jan 2022 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 81.-3-12 |
| Primary APN | 473489 81.-3-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,380 sqft Living Area |
| Gross Area | 2,872 sqft |
| 1st Floor Area | 1,506 sqft |
| 2nd Floor Area | 874 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 42 CARNEGIE DR |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-2062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7-282626 TC-70 *3176 LOT 21 EAST HILL ESTS SEC 5 |
| Legal Subdivision | EAST HILL ESTATES SECTION 15 |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 135002 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 DOGWOOD HOLLOW LN, MILLER PLACE, NY 11764-1704 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Jan 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance INTERCONTINENTAL CAPITAL GROUP INC |
| Jun 15, 2026 | Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Aug 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Aug 19, 2019 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI US BK |
| Jun 13, 2017 | Grant Deed, Transfer · Conventional with PMI EVERBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Prior Sale | Jun 13, 2017 · Amount on Record |
| Deed Book / Page | 13339 / 564 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 42 CARNEGIE DR, SMITHTOWN, NY 11787-2062 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0232390714 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 23239/714 |
| Instrument | DL058150 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 42 CARNEGIE DR, SMITHTOWN, NY 11787-2062 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0233680621 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 23368/621 |
| Instrument | DM058860 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 15, 2026 |
| Property Address | 42 CARNEGIE DR, SMITHTOWN, NY 11787-2062 |
| Document Number | 1333000564 |
| Book / Page | 13339 / 564 |
| Instrument Date | Mar 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 DOGWOOD HOLLOW LN, MILLER PLACE, NY 11764-1704 |
| Date | Jun 15, 2026 |
|---|
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 42 CARNEGIE DR, SMITHTOWN, NY 11787-2062 |
| Document Number | 0230760690 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 42 CARNEGIE DR SMITHTOWN NY 117872062, SMITHTOWN, NY 11787-2062 |
| Document Number | 0230760690 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 023076/000690 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 3, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 42 CARNEGIE DR, SMITHTOWN, NY 11787-2062 |
| Document Number | 0231150368 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 42 CARNEGIE DR SMITHTOWN NY 117872062, SMITHTOWN, NY 11787-2062 |
| Document Number | 0231150368 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 023115/000368 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 13, 2017 |
| Property Address | 42 CARNEGIE DR, SMITHTOWN, NY 11787-2062 |
| Document Number | 0129160494 |
| Book / Page | 012916 / 000494 |
| Instrument Date | May 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | ABSTRACTS INC. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,860.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 554 NEW HWY HAUPPAUGE NY 117881118, HAUPPAUGE, NY 11788-1118 |
| Document Number | 228250784 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 022825/000784 |
| Name | EVERBANK |
|---|---|
| Type | Bank |
| Address | RYE, NY 10580 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2047 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,264 (+6.04%) Land $300 Building $4,964 | $658,000 (+11,431.72%) Land $37,500 Building $620,500 | |
| 2024 | $12,928.00 | ||
| 2023 | $4,964 Land $300 Building $4,664 | $5,706 Land $345 Building $5,361 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–1981) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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