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45 Cardinal Ln, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 45 Cardinal Ln, Wakefield, RI 02879 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,092 sqft · built 1979
Lot Size0.46 acres (20,037 sqft)
Owner2 Trust Names on File
Tax Bill$6,234 (2025)
Deeds & MortgagesMay 2026 Sale
Apr 2024 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNR-50-0602-14

Property Details

APN / Parcel Number

Primary APNR-50-0602-14
Alternative APNs
  • SKIN P:056-1 L:000061
  • P:056=1 L:000061

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,092 sqft Living Area
Gross Area5,834 sqft
1st Floor Area2,092 sqft
AtticAttic
Attic Area952 sqft
Basement Area952 sqft
Unfinished Basement952 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,037 sqft (0.46 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberR-50-0602-14
Street Address45 CARDINAL LN
CityWAKEFIELD
StateRI
Zip02879-2814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number61
JurisdictionSOUTH KINGSTOWN RI
Township / Civil DivisionSOUTH KINGSTOWN
Census Block Group2
Census Block2036
Census Tract51201

Owner

Source: South Kingstown Town records · APN R-50-0602-14

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address45 CARDINAL LN, WAKEFIELD, RI 02879-2814
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Warranty Deed, Transfer
Apr 09, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
PNC BANK NA
Aug 25, 2017Deed of Trust, Mortgage
UNITED WHOLESALE MORTGAGE
Oct 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
FOXBORO FED'L SVGS & LN ASSN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSOUTH KINGSTOWN RI
Recording DateMay 19, 2026
Property Address45 CARDINAL LN, WAKEFIELD, RI 02879-2814
Document Number01933-0306
Book / Page1933 / 306
Instrument DateMay 08, 2026
Instrument202643909
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address45 CARDINAL LN, WAKEFIELD, RI 02879-2814

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address45 CARDINAL LN, SOUTH KINGSTOWN, RI 02879-2814
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001877-772
DateApr 09, 2024
Book Page1877/772
Instrument32731
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term481 Months
DueMay 01, 2064

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address45 CARDINAL LN, SOUTH KINGSTOWN, RI 02879-2814
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1651-55
DateAug 25, 2017
Book Page1651/55
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address45 CARDINAL LN, SOUTH KINGSTOWN, RI 02879-2814
Document Number1720-24
Instrument DateOct 01, 2019
Transaction TypeMortgage
Record UpdatedOct 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 CARDINAL LN SOUTH KINGSTOWN RI 028792814, SOUTH KINGSTOWN, RI 02879-2814

Mortgage

Document Number1720-24
DateOct 07, 2019
Book Page001720/000024
Instrument1673
Lender
NameFOXBORO FED'L SVGS & LN ASSN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 06, 2034

Tax Assessment & Valuation

Source: South Kingstown Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionSouth Kingstown Town
Unified School DistrictSouth Kingstown School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,234.00 (+5.27%)$697,300 (+30.12%) Land $235,600 Building $461,700
2023$5,922.00 (+0.92%)$535,900 (-) Land $174,300 Building $361,600
2022$5,868.00$535,900 Land $174,300 Building $361,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090512012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2010–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2012, rainfall accumulation, Hurricane Sandy

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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