South Kingstown Town property record for 20 Cardinal Ln, Wakefield, RI 02879
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,108 sqft · built 1978 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $4,346 (2025) |
| Deeds & Mortgages | Dec 2022 Refinance Jan 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-22-0218-00 |
| Primary APN | R-22-0218-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,108 sqft Living Area |
| Gross Area | 2,442 sqft |
| 1st Floor Area | 1,108 sqft |
| Basement Area | 784 sqft |
| Unfinished Basement | 484 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | R-22-0218-00 |
|---|---|
| Street Address | 20 CARDINAL LN |
| City | WAKEFIELD |
| State | RI |
| Zip | 02879-2813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Lot Number | 55 |
| Jurisdiction | SOUTH KINGSTOWN RI |
| Township / Civil Division | SOUTH KINGSTOWN |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 51201 |
Source: South Kingstown Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 20 CARDINAL LN, WAKEFIELD, RI 02879-2813 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Dec 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jan 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jul 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 10, 2025 |
| Transfer Doc | 001911-237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 20 CARDINAL LN, SOUTH KINGSTOWN, RI 02879-2813 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001846-477 |
|---|---|
| Date | Dec 1, 2022 |
| Book Page | 1846/477 |
| Instrument | 26002 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 20 CARDINAL LN, SOUTH KINGSTOWN, RI 02879-2813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1729-687 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 1729/687 |
| Instrument | 3575 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 20 CARDINAL LN, SOUTH KINGSTOWN, RI 02879-2813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1751-656 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 1751/656 |
| Instrument | 7701 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: South Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | South Kingstown Town |
| Unified School District | South Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,346.00 (+5.46%) | $486,100 (+30.36%) Land $235,600 Building $250,500 | $574,220 |
| 2023 | $4,121.00 (+0.93%) | $372,900 (-) Land $174,300 Building $198,600 | |
| 2022 | $4,083.00 | $372,900 Land $174,300 Building $198,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2010–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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