45 Canopy Cv, Freeport, FL 32439 Property Records

Walton County property record for 45 Canopy Cv, Freeport, FL 32439 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2013
Square Footage	3,210 sqft Living Area
Lot Size	19,123 sqft (0.439 acres)
Occupancy	Owner Occupied
Last Sale	$301,500 (2014)
Tax Bill	$75.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23100-000-0030`
Alternative APN	`1028634`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,210 sqft Living Area
Gross Area	4,307 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2013
Exterior Material	Brick Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	19,123 sqft (0.439 acres)
Depth X Width	15 ft x 8.2 ft Depth x Width
Garage Type	Finished Garage
Garage Area	690 sqft Garage
Porch	1 Porch
Porch Area	407 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1028634
Street Address	45 CANOPY CV
City	FREEPORT
State	FL
Zip	32439-2330
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 3 BAY COVE AT HAMMOCK BAY PB 18-22 OR 2893-1519 OR 2899-3412 OR 2957-2930 OR 3355-2811
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	BAY COVE AT HAMMOCK BAY
Legal Lot Number	3
Jurisdiction	WALTON FL
Minor Civil Division	FREEPORT
Census Blockgroup	2
Census Block	2011
Census Tract	950502

Owner

Source: Walton County records · APN 17-1S-19-23100-000-0030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	45 CANOPY CV, FREEPORT, FL 32439-2330
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Aug 19, 2014 · Amount on Record
Deed Sale	Aug 19, 2014 · Amount on Record
Prior Sale	Mar 05, 2019 · Amount on Record
Deed Doc Number	0029572930
Deed Book / Page	002957 / 002930
Last Transfer Date	Apr 15, 2025
Transfer Doc	0033552811
Record Refreshed	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	45 CANOPY CV, FREEPORT, FL 32439-2330
Document Number	0030502310
Book / Page	003050 / 002310
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 06, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	45 CANOPY CV FREEPORT FL 324392330, FREEPORT, FL 32439-2330

Mortgage

Document Number	0030502310
Date	Aug 22, 2017
Book Page	003050/002310
Instrument	27945

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$544,996 (-1.88%) Land $49,485 Building $495,511	$544,996 (-1.88%) Land $49,485 Building $495,511
2024	$75.00
2023	$75.00 (-97.74%) Homeowner's exemption	$555,411 (+10.43%) Land $49,485 Building $505,926	$555,411 (+10.43%) Land $49,485 Building $505,926
2022	$3,312.00 Homeowner's exemption	$502,954 Land $54,928 Building $448,026	$502,954 Land $54,928 Building $448,026

Flood & Wildfire

45 Canopy Cv is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 53rd percentile of exposed land nationally · 24th in Florida
Wildfire Likelihood	Moderate — about 1 in 1,075 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.