15 Canopy Cv, Freeport, FL 32439 Property Records

Walton County property record for 15 Canopy Cv, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,277 sqft · built 2015
Lot Size	0.432 acres (18,818 sqft)
Owner	Individual on Record
Last Sale	$308,200 (Aug 2015)
Tax Bill	$3,711 (2024)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23100-000-0010`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23100-000-0010`
Alternative APN	`1028632`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,277 sqft Living Area
Gross Area	4,095 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2015
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	18,818 sqft (0.432 acres)
Lot Dimensions	18.4 ft deep x 7.7 ft wide
Garage Type	Finished
Garage Area	471 sqft
Porch	Porch
Porch Area	347 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028632
Street Address	15 CANOPY CV
City	FREEPORT
State	FL
Zip	32439-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 1 BAY COVE AT HAMMOCK BAY PB 18-22 OR 2893-1519 OR 2972-1648 OR 2987-3476
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	BAY COVE AT HAMMOCK BAY
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2011
Census Tract	950502

Owner

Source: Walton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	15 CANOPY CV, FREEPORT, FL 32439-2330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2015 · Amount on Record
Deed Sale	Aug 18, 2015 · Amount on Record
Prior Sale	Mar 2, 2015
Deed Document Number	2015661334639
Deed Book / Page	2987 / 3476
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	15 CANOPY CV, FREEPORT, FL 32439-2330
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CANOPY CV, FREEPORT, FL 32439-2330

Mortgage

Document Number	0031791932
Date	Jan 20, 2021
Book Page	3179/1932
Instrument	20210002768

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$561,275 (-0.93%) Land $50,969 Building $510,306	$561,275 (-0.93%) Land $50,969 Building $510,306
2024	$3,711.00 (+3.72%)
2023	$3,578.00 (+5.45%) Homeowner's exemption	$566,524 (+10.38%) Land $50,969 Building $515,555	$566,524 (+10.38%) Land $50,969 Building $515,555
2022	$3,393.00 Homeowner's exemption	$513,235 Land $56,576 Building $456,659	$513,235 Land $56,576 Building $456,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Cox Communications.

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