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40 Canal St, Westerly, RI 02891 Property Records

Westerly Town property record for 40 Canal St, Westerly, RI 02891

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 852 sqft · built 1900
Lot Size0.078 acres (3,418 sqft)
OwnerCompany Name on File
Last Sale$210,000 (Aug 2005)
Tax Bill$1,989 (2025)
Deeds & MortgagesMay 2025 Mortgage
Jun 2019 Mortgage
Flood ZoneZone AE (high risk)
APNWEST M:46 B:3

Property Details

APN / Parcel Number

Primary APNWEST M:46 B:3
Alternative APNs
  • M:046 B:3 L
  • 19260187

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Units2 Units
Stories2 Stories
Building Area852 sqft Living Area
Gross Area1,572 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,418 sqft (0.078 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number19260187
Street Address40 CANAL ST
CityWESTERLY
StateRI
Zip02891-1539
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block3
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group5
Census Block5008
Census Tract50801

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 733, WESTERLY, RI 02891-0733
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 16, 2025Warranty Deed, Transfer
NAVIGANT CREDIT UNION
Jun 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2005 · Amount on File
Deed SaleAug 5, 2005 · Amount on File
Prior SaleDec 17, 2002 · Amount on File
Deed Book / Page1437 / 159
Record UpdatedOct 29, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateMay 16, 2025
Property Address40 CANAL ST, WESTERLY, RI 02891-1539
Document Number02025-5927
Book / Page2025 / 5927
Instrument DateMay 1, 2025
Instrument2025-1489
Transaction TypeTransfer
Record UpdatedJun 4, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 733, WESTERLY, RI 02891-0733

Mortgage

Document Number02025-5932
DateMay 16, 2025
Book Page2025/5932
Instrument2025-1492
Lender
NameNAVIGANT CREDIT UNION
Agreement
AmountAmount on Record

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address40 CANAL ST, WESTERLY, RI 02891-1539
Document Number2019-982
Instrument DateJun 7, 2019
Transaction TypeMortgage
Record UpdatedJul 23, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CANAL ST WESTERLY RI 028911539, WESTERLY, RI 02891-1539

Mortgage

Document Number2019-982
DateJul 9, 2019
Book Page002019/010982
Instrument2805
Lender
NameNATIONSTAR MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 8, 2034

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,989.00 (+2.53%)$255,700 (+33.94%) Land $72,900 Building $182,800$301,627
2023$1,940.00 (+0.62%)$190,900 (-) Land $52,100 Building $138,800
2022$1,928.00$190,900 Land $52,100 Building $138,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims34 (1979–2010)
Most Recent ClaimApr 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		2,000 / 250
Cox Communications
Cable		2,000 / 100
Breezeline
Cable		1,000 / 50
Verizon
Fiber · Fixed Wireless		980 / 880
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		25 / 3

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