45 Campanilla, San Clemente, CA 92673 Property Records

Orange County property record for 45 Campanilla, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,890 sqft · built 1988
Lot Size	0.386 acres (16,800 sqft)
Owner	Trust Name on File
Last Sale	$1,040,000 (Jul 2002)
Tax Bill	$15,191 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`675-173-15`

Property Details

APN / Parcel Number

Primary APN	`675-173-15`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,890 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	16,800 sqft (0.386 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	45 CAMPANILLA
City	SAN CLEMENTE
State	CA
Zip	92673-2751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8575 BLK LOT 23
Legal Subdivision	TRACT 8575
Legal Tract	8575
Legal Lot Number	23
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3019
Census Tract	42205

Owner

45 Campanilla is owner-occupied and held in a trust since July 2002.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	45 CAMPANILLA, SAN CLEMENTE, CA 92673-2751
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC
Aug 19, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Aug 31, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2002 · Amount on File
Deed Sale	Jul 31, 2002 · Amount on File
Deed Document Number	2002638268
Prior Transfer Date	Oct 19, 1993
Prior Transfer Doc	0000764387
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 18, 2021
Property Address	45 CAMPANILLA, SAN CLEMENTE, CA 92673-2751
Document Number	0000520987
Map Reference	MB 414 PG 24-34
Instrument Date	Aug 13, 2021
Instrument	2021000520987
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	FIRST AMER TTL CO RES DIV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45 CAMPANILLA, SAN CLEMENTE, CA 92673-2751

Mortgage

Document Number	0000520988
Date	Aug 18, 2021
Instrument	2021000520988

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2031

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 19, 2021
Property Address	45 CAMPANILLA, SAN CLEMENTE, CA 92673-2751
Document Number	0000522807
Map Reference	MB 414 PG 24-34
Instrument Date	Aug 13, 2021
Instrument	2021000522807
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	45 CAMPANILLA, SAN CLEMENTE, CA 92673-2751

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	45 CAMPANILLA, SAN CLEMENTE, CA 92673-2751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000370729
Date	Aug 31, 2017
Instrument	2017000370729

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45 Campanilla was $15,191 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,541,463 (+2%) Land $645,678 Building $895,785
2025	$15,191.00 Homeowner's exemption	$1,511,239 Land $633,018 Building $878,221
2023	$14,619.00 (+1.95%) Homeowner's exemption	$1,452,556 Land $608,437 Building $844,119
2022	$14,340.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Campanilla in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Campanilla is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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