45 Cagle Rd, Hartselle, AL 35640 Property Records

Morgan County property record for 45 Cagle Rd, Hartselle, AL 35640

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,032 sqft · built 1981
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Jan 2022)
Tax Bill	$440 (2025)
Deeds & Mortgages	Mar 2022 Transfer Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-01-12-0-000-015.001`

Property Details

APN / Parcel Number

Primary APN	`16-01-12-0-000-015.001`
Alternative APNs	`41311` `79162`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	79162
Street Address	45 CAGLE RD
City	HARTSELLE
State	AL
Zip	35640-5811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAGLE RD S/D, LOT 2; PLAT 6, PG 96; IN SEC 12, T7S, R3W
Legal Range	3W
Legal Township	7S
Legal Section	12
Legal Subdivision	CAGLE ROAD S/D
Legal Lot Number	2
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3062
Census Tract	5405

Owner

45 Cagle Rd is owned and occupied by an individual who bought it in January 2022.

Source: Morgan County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	45 CAGLE RD, HARTSELLE, AL 35640-5811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on File
Deed Sale	Jan 4, 2022 · Amount on File
Prior Sale	Sep 9, 2016 · Amount on File
Deed Book / Page	2022 / 99
Record Updated	Sep 20, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 22, 2022
Property Address	45 CAGLE RD, HARTSELLE, AL 35640-5811
Document Number	02022/3329
Book / Page	2022 / 3329
Map Reference	PL 6 PG 96
Instrument Date	Mar 4, 2022
Transaction Type	Transfer
Record Updated	Apr 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 CAGLE RD, 45, HARTSELLE, AL 35640-5811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 CAGLE RD, HARTSELLE, AL 35640-5811

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jan 4, 2022
Property Address	45 CAGLE RD, HARTSELLE, AL 35640-5811
Document Number	0002022/99
Book / Page	2022 / 99
Map Reference	MB 6 PG 96
Instrument Date	Dec 30, 2021
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1160 BETHANY RD, BOAZ, AL 35957-3725

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	45 CAGLE RD, HARTSELLE, AL 35640-5811

Mortgage

Document Number	002022/354
Date	Jan 3, 2022
Book Page	2022/354

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jan 4, 2022
Property Address	45 CAGLE RD, HARTSELLE, AL 35640-5811
Document Number	0002022/99
Book / Page	2022 / 99
Map Reference	MB 6 PG 96
Instrument Date	Dec 30, 2021
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1160 BETHANY RD, BOAZ, AL 35957-3725

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	45 CAGLE RD, HARTSELLE, AL 35640-5811

Mortgage

Document Number	0002022354
Date	Jan 4, 2022
Instrument	2022/354

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 45 Cagle Rd was $440 with a homeowner's exemption.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$440.00 Homeowner's exemption	$13,200 (-) Land $1,130 Building $12,070	$132,000 (-) Land $11,300 Building $120,700
2024		$13,200 (+4.02%) Land $1,130 Building $12,070	$132,000 (+4.02%) Land $11,300 Building $120,700
2023	$440.00 (+28.65%) Homeowner's exemption	$12,690 (+20.06%) Land $1,040 Building $11,650	$126,900 (+20.06%) Land $10,400 Building $116,500
2022	$342.00 Homeowner's exemption	$10,570 Land $950 Building $9,620	$105,700 Land $9,500 Building $96,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Cagle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Dec 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Cagle Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088
Water Source	Purchased surface water from DECATUR, MUNICIPAL UB OF
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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