Morgan County property record for 41 Cagle Rd, Hartselle, AL 35640
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,032 sqft · built 1981 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,500 (Jan 2007) |
| Tax Bill | $309 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-01-12-0-000-015.002 |
| Primary APN | 16-01-12-0-000-015.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 115026 |
|---|---|
| Street Address | 41 CAGLE RD |
| City | HARTSELLE |
| State | AL |
| Zip | 35640-5811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3, CAGLE RD S/D; PLAT 6, PG 96; SEC 12, T7S, R3W |
| Legal Range | 3W |
| Legal Township | 7S |
| Legal Section | 12 |
| Legal Subdivision | CAGLE RD S/D |
| Legal Lot Number | 3 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3062 |
| Census Tract | 5405 |
41 Cagle Rd is owned and occupied by an individual who acquired it in August 2025.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 CAGLE RD, HARTSELLE, AL 35640-5811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2007 · Amount on File |
| Deed Sale | Jan 30, 2007 · Amount on File |
| Deed Book / Page | 2007 / 754 |
| Last Transfer Date | Aug 20, 2025 |
| Transfer Doc | 02025/7933 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 41 CAGLE RD, HARTSELLE, AL 35640-5811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | MTG2017/12737 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | MTG2017/12737 |
| Name | HOMETOWN LENDERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2032 |
The 2025 property tax bill for 41 Cagle Rd was $309 with a homeowner's exemption, down 0.3% from the year before.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $309.00 (-0.32%) Homeowner's exemption | $9,700 (-) Land $1,130 Building $8,570 | $97,000 (-) Land $11,300 Building $85,700 |
| 2024 | $310.00 (+0.32%) | $9,700 (+4.19%) Land $1,130 Building $8,570 | $97,000 (+4.19%) Land $11,300 Building $85,700 |
| 2023 | $309.00 (+14.02%) Homeowner's exemption | $9,310 (+7.13%) Land $1,040 Building $8,270 | $93,100 (+7.13%) Land $10,400 Building $82,700 |
| 2022 | $271.00 Homeowner's exemption | $8,690 Land $950 Building $7,740 | $86,900 Land $9,500 Building $77,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Cagle Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Dec 2009 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Cagle Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088 |
|---|---|
| Water Source | Purchased surface water from DECATUR, MUNICIPAL UB OF |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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