45 Brown Chapel Rd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 45 Brown Chapel Rd, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1986
Square Footage	1,408 sqft Heated Area
Lot Size	77,537 sqft (1.78 acres)
Garage	Finished, 2,960 sqft
Occupancy	Owner Occupied
Tax Bill	$4,179.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`76373`
Alternative APN	`342530495000014000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,408 sqft Heated Area
Gross Area	2,170 sqft Gross Area
1st Floor	1,308 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1986
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	77,537 sqft (1.78 acres)
Parking Spaces	11 Parking Spaces
Garage Type	Finished Garage
Garage Area	2,960 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	360 sqft Shed
Patio Area	2,112 sqft Patio
Porch	Enclosed Porch
Porch Area	472 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	76373
Street Address	45 BROWN CHAPEL RD
City	SAINT CLOUD
State	FL
Zip	34769-1927
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PGS 61-64; LOT 401 & S 15 FT OF LOT 400 & W 146 FT OF THE N 150 FT OF LOT 400 LESS W 20 FT FOR RD R/W
Legal Range	30E
Legal Township	25S
Legal Section	34
Legal Subdivision	TINDALL ESTATES
Legal Tract	4950
Legal Block	1
Legal Lot Number	400-401
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2002
Census Tract	43203

Owner

Source: Osceola County records · APN 76373

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	45 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-1927
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2023
Deed Sale	Apr 19, 2023
Prior Sale	May 03, 2005 · Amount on Record
Deed Doc Number	2023046936
Deed Book / Page	6391 / 761
Record Refreshed	Jun 08, 2026

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 19, 2023
Property Address	45 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-1927
Document Number	0063910761
Book / Page	6391 / 761
Map Reference	MB B PG 61-64
Instrument Date	Dec 19, 2022
Instrument	2023046936
Transaction Type	Transfer
Record Updated	May 03, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1482 GRANDVIEW BLVD, KISSIMMEE, FL 34744-6615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-1927

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,179.00 (+9.92%)	$250,200 (+9.83%) Land $70,000 Building $180,200	$250,200 (+9.83%) Land $70,000 Building $180,200
2023	$3,802.00 (+14.04%)	$227,800 (+10.85%) Land $50,000 Building $177,800	$227,800 (+10.85%) Land $50,000 Building $177,800
2022	$3,334.00	$205,500 Land $50,000 Building $155,500	$205,500 Land $50,000 Building $155,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,515 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.