26 Brown Chapel Rd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 26 Brown Chapel Rd, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 2002
Lot Size	0.83 acres (36,155 sqft)
Owner	Owner Name on Record
Last Sale	$6,500 (Apr 2006)
Tax Bill	$2,805 (2025)
Deeds & Mortgages	May 2017 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76334`

Property Details

APN / Parcel Number

Primary APN	`76334`
Alternative APN	`332530495000013530`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Heated Area
Gross Area	2,494 sqft
1st Floor Area	1,520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	310 ft deep x 90 ft wide
Garage Area	900 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	530 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	76334
Street Address	26 BROWN CHAPEL RD
City	SAINT CLOUD
State	FL
Zip	34769-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	S L & I C PB B PG 61 & 62 N 90 FT OF S 105 FT & S 1/2 OF THE FOLLOWING: LOT 353 LESS S 105 FT & LESS BEG AT SE COR LOT 353 N
Legal Range	30E
Legal Township	25S
Legal Section	33
Legal Subdivision	TINDALL ESTATES
Legal Tract	4950
Legal Block	1
Legal Lot Number	353
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43203

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	26 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-1928
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 25, 2017	Deed of Trust, Mortgage · Commercial Mortgage CENTENNIAL BANK
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUN TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2006 · Amount on Record
Deed Sale	Apr 24, 2006 · Amount on Record
Prior Sale	Jun 20, 2001 · Amount on Record
Deed Document Number	2006108772
Deed Book / Page	3136 / 0596
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	26 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-1928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051540038
Date	May 25, 2017
Book Page	5154/0038
Instrument	2017077054

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	SAINT CLOUD, FL 34769

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	216 Months
Due	May 19, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	26 BROWN CHAPEL RD, SAINT CLOUD, FL 34769-1928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056160170
Date	Oct 31, 2019
Book Page	5616/0170
Instrument	2019141765

Lender

Name	SUN TRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,805.00 (+25.17%) Homeowner's exemption	$191,921 (+22.9%)	$308,100 (+17.1%) Land $70,000 Building $238,100
2023	$2,241.00 (+5.01%) Homeowner's exemption	$156,163 (+3%)	$263,100 (+12.97%) Land $50,000 Building $213,100
2022	$2,134.00 Homeowner's exemption	$151,615	$232,900 Land $50,000 Building $182,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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